Lenders using AI on vacant land in Florence, AL 2026!

Browse and assess options from 241 land loan lenders available in Florence, AL.

The average price for an acre of land in AL is $27,342. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.47% to 51.63%, while for developed land, it is estimated between 36.17% and 75.25%.

The actual value and loan LTV for any land are influenced by its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan options and rates by getting in touch with the premier land loan lender in Florence, AL.

Explore offers from 100 lenders

The Magical Land Loan Calculator

Lendersa® AI technology instantly pairs your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are met. Discover the most competitive land loan rates today for financing any vacant land or land with construction in AL.

Insights into Land Loans and Their Value

Minimize unnecessary inquiries to safeguard your credit score. Get your land loan pre-approved without needing to provide your social security number or other sensitive information.

Both construction and blanket loans are crucial for financing vacant land; you may qualify for 100% LTV financing by using additional property as security (blanket loan).

Searching for Hard Money Lending Nearby?

Securing a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Florence, AL are ideally arranged by local lenders who know the neighborhood well. A short distance between the investor and the property enhances approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 35633, 35630, 35631, 35632.



  • Project Funding Ai
  • 407 Lincoln Rd, Miami Beach, FL, 33139
  • Lends in Alabama
  • Discover Project Funding AI, your trusted partner in real estate finance. Utilizing smart AI technology, we fund residential and commercial projects nationwide. With no upper limit and a minimum loan of $300,000, your ambitious real estate visions can become reality. Connect with us to transform your ideas into solid foundations. Email john@project
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • Lends in Alabama
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Lends in Alabama
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • Lewis Commercial Services llc dba Michael Lewis Group
  • P.O. Box 1068, DINGMANS FERRY, PA, 18328
  • Lends in Alabama
  • The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
  • Hard Money Man LLC
  • 249 Grand Central Pkwy, Bayville, NY, 08721
  • Lends in Alabama
  • Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Lends in Alabama
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
  • INSPIRED HOLDINGS LLC
  • 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004
  • Lends in Alabama
  • YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
  • Hybridge Holdings
  • 1828 E 8th st, Brooklyn, NY, 11223
  • Lends in Alabama
  • Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Lends in Alabama
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Lends in Alabama
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital