Lenders using AI on vacant land in Huntsville, AL 2026!

Browse and compare offers from 241 land loan lenders active in Huntsville, AL.

The average cost for an acre in AL is $36,738. The loan-to-value (LTV) ratio for undeveloped land is between 16.98% and 57.35%, while for developed land, it is estimated to be between 36.57% and 75.68%.

The true value and loan LTV for any land are determined by its location, size, topography, zoning, and any entitlements it possesses.

Discover your options for land loans and rates by contacting the top land loan lender in Huntsville, AL.

Explore offers from 100 lenders

The Enchanting Land Loan Calculator

Using Lendersa® AI technology, your loan request is immediately matched with hundreds of direct hard money lenders, fulfilling all your needs. Discover the best land loan rates today, perfect for financing any vacant land or land with construction in AL.

Understanding Land Loans and Their Value

To protect your credit score, avoid unnecessary inquiries. You can get preapproved for your land loan without needing to provide your social security number or other sensitive information.

Both construction and blanket loans are critical in vacant land lending; you may qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Exploring Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Huntsville, AL, are best arranged by local lenders who are familiar with the area. Proximity between the investor and the property increases approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 35801, 35803, 35802, 35805, 35806, 35741, 35824, 35763, 35757, 35756, 35810, 35811, 35816, 35896, 35762, 35804, 35807, 35809, 35814, 35815, 35893, 35894, 35895, 35897, 35899.



  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in Alabama
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Lends in Alabama
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • LoanFlight Lending, LLC
  • 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634
  • Lends in Alabama
  • "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender. Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Lends in Alabama
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Alabama
  • Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Alabama
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Lends in Alabama
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • Lends in Alabama
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Lends in Alabama
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.