Land loan Albertville, Alabama [2025with AI]

Review and compare options among 224 land loan lenders available in Albertville, AL.

The average cost for an acre of land in AL is $24,012. The loan-to-value (LTV) for undeveloped land spans between 16.29% and 49.61%, while for developed land, it is estimated to range from 36.03% to 75.09%.

The true value and loan LTV of any land are influenced by its location, size, topography, zoning, and any entitlements that have been done to it.

Discover your land loan options and rates by connecting with the foremost land loan lender in Albertville, AL.

The Magic Land Loan Calculator

Lendersa®'s AI technology swiftly connects your loan request with hundreds of direct hard money lenders, meeting all your lending needs. Discover the best land loan rates today to finance any vacant land or land with construction in AL.

Understanding Land Loans and Value

Avoid unnecessary inquiries to maintain your credit score. Preapproval for your land loan is available without requiring your social security number or other sensitive financial details.

Both construction and blanket loans are essential in vacant land lending; you might qualify for 100% LTV financing by using additional property as security (blanket loan).

Interested in Hard Money Lending Nearby?

Obtaining a private investor through a local hard money broker significantly boosts your chances for loan approval. Arranging land loans in Albertville, AL, is optimally managed by local lenders who know the neighborhood well. Proximity between the investor and the property enhances approval likelihood and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 35951, 35950.

(256) 845-6101 Lender's profile and map Reviews First State Bank of AL PO Box 681299, Fort Payne, AL, 35968 Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
(256) 845-1077 Lender's profile and map Reviews First Fidelity Bank 1400 Gault Avenue North, Fort Payne, AL, 35967 First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
(205) 625-4434 Lender's profile and map Reviews The Hometown Bank Of Alabama 2002 2nd Ave, Oneonta, AL, 35121 Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve. Our customers get the opportunity to work with experienced professionals who understand their commu
(256) 534-2423 Lender's profile and map Reviews North Alabama Educators Credit Union 2309 Whitesburg Drive South, Huntsville, AL, 35801 NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
(256) 319-3600 Lender's profile and map Reviews Progress Bank 201 Williams Avenue, Huntsville, AL, 35801 At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
(256) 741-1800 Lender's profile and map Reviews NobleBank & Trust 1509 Quintard Ave, Anniston, AL, 36201 At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.
205-791-5626 Lender's profile and map Reviews Simple Funding LLC 201 20th St S, Irondale, AL, Birmingham, AL, 35210 Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
(205) 719-5750 Lender's profile and map Reviews CommerceOne Bank 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209 CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.