Lenders using AI on vacant land in Mobile, AL 2026!

Explore and evaluate options among 241 land loan lenders operating in Mobile, AL.

The average cost per acre in AL is $24,670. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.33% to 50.01%, whereas for developed land, it is estimated between 36.06% and 75.12%.

The true value and loan LTV of any land are influenced by factors like its location, size, topography, zoning, and any entitlements applied to it.

Discover your land loan options and rates by reaching out to the best land loan lender in Mobile, AL.

Review offers from 100 lenders

The Enchanted Land Loan Calculator

With Lendersa® AI technology, your loan request is quickly paired with numerous direct hard money lenders to fulfill all your lending needs. Discover the most advantageous land loan rates today for financing any vacant land or land with construction in AL.

Insights into Land Loans and Their Value

Avoid excessive inquiries to preserve your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

Construction and blanket loans are vital to financing vacant land; you might be eligible for 100% LTV by pledging additional property as collateral (blanket loan).

Seeking Hard Money Lending in Your Area?

Engaging a private investor through a local hard money broker dramatically boosts your chances of getting a loan. In Mobile, AL, local lenders familiar with the neighborhood are the best choice for land loans. Proximity between the investor and the property increases the likelihood of approval and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 36606, 36607, 36604, 36605, 36602, 36603, 36608, 36609, 36688, 36582, 36615, 36617, 36611, 36610, 36619, 36618, 36695, 36693, 36571, 36601, 36628, 36633, 36640, 36641, 36644, 36652, 36660, 36670, 36675, 36689, 36691.



  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • Lends in Alabama
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Alabama
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Lends in Alabama
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Lends in Alabama
  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Lends in Alabama
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • Lends in Alabama
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Lends in Alabama
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in Alabama
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Alabama
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • Lends in Alabama
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check