Land loan lenders for Fairhope, AL AI 2026!

Select and compare from 241 land loan lenders available in Fairhope, AL.

The typical price for an acre in AL is $59,273. The Loan-to-Value (LTV) ratio for undeveloped land varies from 18.19% to 71.05%, while the LTV for developed land in ALName ranges between 37.54% and 76.70%.

The real value and loan LTV of land are influenced by its location, size, topography, zoning, and any entitlements completed on it.

Discover your land loan possibilities and competitive rates by reaching out to the leading land loan lender in Fairhope, AL.

Review loan offers from 100 lenders

The Magic Land Loan Calculator

Lendersa®'s AI technology swiftly matches your loan application with numerous direct hard money lenders, catering to all your hard money lending requirements. Explore the best land loan rates today to finance any kind of vacant land or land with construction in AL.

Understanding Land Loans and Their Value

Preventing unnecessary inquiries will help maintain your credit score. Get pre-approved for your land loan without the need for your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; securing 100% LTV financing is possible by pledging additional property as collateral (blanket loan).

Are Local Hard Money Loans Accessible?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. Local lenders in Fairhope, AL familiar with the area may best arrange land loans. A shorter distance between the investor and the property can improve the odds of loan approval and quicken the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 36532.



  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Lends in Alabama
  • Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
  • ALTO Capital
  • 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162
  • Lends in Alabama
  • At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business. With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.
  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Alabama
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • Lends in Alabama
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • Lends in Alabama
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • Lends in Alabama
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • Lends in Alabama
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
  • Project Funding Ai
  • 407 Lincoln Rd, Miami Beach, FL, 33139
  • Lends in Alabama
  • Discover Project Funding AI, your trusted partner in real estate finance. Utilizing smart AI technology, we fund residential and commercial projects nationwide. With no upper limit and a minimum loan of $300,000, your ambitious real estate visions can become reality. Connect with us to transform your ideas into solid foundations. Email john@project
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Lends in Alabama
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.