Lenders using AI on vacant land in Phoenix, AZ 2025!

Explore and compare among 244 land loan lenders operating in Phoenix, AZ.

The average cost per acre of land in AZ is $46,613. The Loan-to-Value (LTV) for undeveloped land ranges from 17.51% to 63.35%, while for developed land in AZName, the estimated LTV is between 37.00% and 76.13%.

The actual value and loan-to-value of any land depend on its location, size, topography, zoning, and any entitlements made to the land.

Discover your land loan options and the best rates by contacting the premier land loan lender in Phoenix, AZ.

Evaluate loan offers from 100 lenders

The Magic Land Loan Calculator

With Lendersa® AI technology, your loan request is instantly matched with hundreds of direct hard money lenders, fulfilling all your funding needs. Discover the best land loan rates today for financing any type of vacant land or land with construction in AZ.

Understanding Land Loans and Their Value

By avoiding unnecessary inquiries, you can maintain a healthy credit score. Secure preapproval for your land loan without providing your social security number or sensitive financial data.

Construction and blanket loans are essential parts of vacant land lending; you may qualify for 100% LTV financing if you agree to use additional property as security (blanket loan).

Is Hard Money Lending Available Nearby?

Locating a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in Phoenix, AZ are often best managed by local lenders familiar with the area. Proximity between the investor and the property enhances the likelihood of loan approval and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 85008, 85009, 85006, 85007, 85004, 85083, 85086, 85087, 85085, 85383, 85033, 85304, 85306, 85308, 85020, 85021, 85022, 85023, 85024, 85027, 85028, 85029, 85353, 85019, 85018, 85013, 85012, 85015, 85014, 85017, 85016, 85254, 85003, 85044, 85045, 85042, 85043, 85040, 85041, 85048, 85054, 85037, 85035, 85034, 85032, 85031, 85307, 85310, 85051, 85050, 85053, 85001, 85002, 85005, 85010, 85011, 85026, 85030, 85036, 85038, 85046, 85060, 85061, 85062, 85063, 85064, 85065, 85066, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85076, 85078, 85079, 85080, 85082.



  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
  • ReProp Financial
  • 735 4th street, Eureka, CA, 95501
  • ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
  • HouseMax Funding
  • 1301 S MoPac Expy Suite 110, Austin, TX, 78746
  • One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses.The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers.
  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ