Lenders using AI on vacant land in Tempe, AZ 2026!

Choose and compare from 288 land loan lenders operating in Tempe, AZ.

The average cost for an acre of land in AZ is $54,417. The Loan-to-Value (LTV) for undeveloped land ranges between 17.93% and 68.10%, whereas for developed land in AZName, the estimated LTV is anywhere from 37.33% to 76.48%.

The actual value and LTV of land loans depend on the location, size, topography, zoning, and any entitlements on the land.

Explore your land loan options and compare rates by contacting the top land loan lender in Tempe, AZ.

Evaluate loan offers from 100 lenders

The Magic Land Loan Calculator

Using Lendersa® AI technology, your loan request is instantly matched with hundreds of direct hard money lenders, ensuring all your financing needs are met. Discover the best land loan rates today for any type of vacant land or land with construction in AZ.

Land Loans and Their Value

Prevent unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without requiring your social security number or any sensitive financial information.

In vacant land financing, construction and blanket loans are crucial. You might qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Is Hard Money Lending Nearby?

Identifying a private investor through a local hard money broker significantly boosts your chances of getting a loan. Land loans in Tempe, AZ are often best facilitated by local lenders familiar with the area. The proximity between the investor and the property enhances approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 85281.



  • Best Damn Loans, LLC
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Lends in Arizona
  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.

  • Bridge Financial
  • 1212 E Baseline Rd Ste 106, Tempe, AZ, 85283
  • Lends in Arizona
  • Bridge Financial is a private lender specializing in short-term commercial real estate financing. We fund bridge loans, fix-and-flip loans, ground-up construction, and hard money loans — with fast approvals and flexible terms tailored to investors and developers. Whether you need to close quickly, need a lender who understands complex deals, or can't qualify through conventional channels, Bridge Financial delivers certainty of execution.

  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Lends in Arizona
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers.

    With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon

  • Colonial Capital, LLC
  • 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
  • Lends in Arizona
  • Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.

  • Capital Market Funds
  • 8442 E Chaparral, Scottsdale, AZ, 85250
  • Lends in Arizona
  • Capital Market Funds offers all types of commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and other multi-family complexes. Talk to us today about your project. We'd love to help! commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and oth

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • Lends in Arizona
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.

  • Canopy Mortgage, LLC
  • 2375 E Camelback Rd, Ste 600, Phoenix, AZ, 85016
  • Lends in Arizona
  • Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience

  • MidPoint Capital Partners, LLC
  • 2942 N. 24th St Ste 115, Phoenix, AZ, 85066
  • Lends in Arizona
  • MidPoint Capital Partners, LLC is a national direct lender offering fix & flip, bridge, construction, DSCR rental and multifamily loans - from $75K to $75M+. We close in as little as 24 hours. 47 states coverage, asset-driven underwriting, and programs for every stage of the deal cycle.