Lenders using AI on vacant land in Surprise, AZ 2025!

Browse and compare choices from 245 land loan lenders available in Surprise, AZ.

The typical cost per acre for land in AZ is $47,808. The Loan-to-Value (LTV) for undeveloped land falls between 17.58% and 64.08%, while the LTV for developed land in AZName is estimated to range from 37.05% to 76.18%.

The actual value and LTV of any land rely on factors such as its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and the available rates by contacting the top land loan lender in Surprise, AZ.

Review loan offers from 100 lenders

The Remarkable Land Loan Calculator

Lendersa® AI technology swiftly matches your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are satisfied. Discover the best land loan rates today to fund any type of vacant land or land with construction in AZ.

Understanding Land Loans and Their Value

To protect your credit score, limit unnecessary inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial details.

In the realm of vacant land lending, construction loans and blanket loans are fundamental. You may qualify for 100% LTV financing by using additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

Securing a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Surprise, AZ are often best handled by local lenders familiar with the neighborhood. A shorter distance between the investor and the property can improve loan approval odds and expedite funding.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 85361, 85379, 85388, 85387, 85374, 85375, 85378.



  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.
  • Canopy Mortgage, LLC
  • 2375 E Camelback Rd, Ste 600, Phoenix, AZ, 85016
  • Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • First State Mortgage
  • 14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
  • Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect. Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
  • Capital Fund 1
  • 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
  • Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.