Land loan lenders for Surprise, AZ AI 2026!

Browse and compare choices from 288 land loan lenders available in Surprise, AZ.

The typical cost per acre for land in AZ is $47,808. The Loan-to-Value (LTV) for undeveloped land falls between 17.58% and 64.08%, while the LTV for developed land in AZName is estimated to range from 37.05% to 76.18%.

The actual value and LTV of any land rely on factors such as its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and the available rates by contacting the top land loan lender in Surprise, AZ.

Review loan offers from 100 lenders

The Remarkable Land Loan Calculator

Lendersa® AI technology swiftly matches your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are satisfied. Discover the best land loan rates today to fund any type of vacant land or land with construction in AZ.

Understanding Land Loans and Their Value

To protect your credit score, limit unnecessary inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial details.

In the realm of vacant land lending, construction loans and blanket loans are fundamental. You may qualify for 100% LTV financing by using additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

Securing a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Surprise, AZ are often best handled by local lenders familiar with the neighborhood. A shorter distance between the investor and the property can improve loan approval odds and expedite funding.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 85361.



  • Barrett Financial Group LLC
  • 270 E Rivulon Blvd, Gilbert, AZ, 85297
  • Lends in Arizona
  • At Barrett Financial Group, our mission is to provide exceptional guidance to our customers throughout the entire mortgage loan process. We prioritize personalized attention to meet the unique needs of each customer, ensuring they have a comprehensive understanding of the process. Whether you're refinancing, buying your first home, or looking to p

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea

  • NEXA Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Discover the future of home financing with NEXA Mortgage, LLC, led by Jason Elliott. Based in California, we specialize in providing competitive mortgage solutions tailored to your needs. Whether you're a first-time homebuyer or a seasoned investor, our expert team ensures quick closings and clear, personalized guidance. Experience transparency and

  • Gateway Commercial Bank
  • 6860 East Warner Road, Mesa, AZ, 85212
  • Lends in Arizona
  • Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • Westar Mortgage & Realty
  • 1775 W Wimbledon Way, Tucson, AZ, 85737
  • Lends in Arizona
  • WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.

  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Lends in Arizona
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • Lends in Arizona
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives

  • NEXA Mortgage LLC
  • 2850 W. Horizon Ridge Pwky, Henderson, NV, 89052
  • Lends in Arizona
  • NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.

    The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.

    You

  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Lends in Arizona
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help!

    At Five Star Mortgage, our ultimate goal is to creat