Lenders using AI on vacant land in El-Mirage, AZ 2026!

Review and compare the offerings from 294 land loan lenders available in El-Mirage, AZ.

The average cost of an acre of land in AZ is $31,562. The LTV for undeveloped land typically ranges from 16.70% to 54.20%, while for already developed land in AZName, the estimated LTV is between 36.35% and 75.44%.

The actual value and LTV of a piece of land are dependent on its location, size, topography, zoning, and any entitlements associated with it.

Discover your land loan options and rates by contacting the top land loan lender in El-Mirage, AZ.

Explore loan offers from 100 lenders

Your essential land loan calculator

Lendersa® AI technology quickly matches your loan request with numerous direct hard money lenders, ensuring all your lending needs are addressed. Discover optimal land loan rates today to finance any vacant land or land with construction in AZ.

Understanding land loans and values

Minimize unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without having to provide your social security number or any sensitive financial details.

Construction and blanket loans are integral to vacant land financing; you might qualify for 100% LTV financing by offering additional property as security (blanket loan).

Are there hard money lenders near you?

When you connect with a private investor through a local hard money broker, your chances of securing a loan increase significantly. Land loans in El-Mirage, AZ are ideally arranged by local lenders who are familiar with the community. Proximity between the investor and the property boosts approval odds and speeds up the funding process.

Leverage the Lendersa® land loan calculator to pinpoint vacant land loan lenders in zip codes 85335.



El-Mirage Land Loan Lenders

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Lends in Arizona
  • Solido Capital Group — 24 years of lending expertise, laser-focused on what builders and investors need most: Construction loans, Rehab loans, DSCR loans, Commercial, and DSCR HELOCs. We don't dabble — we specialize. If you're building, flipping, or scaling a portfolio, we're your capital partner. 

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Lends in Arizona
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.

  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Lends in Arizona
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.

  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

  • MidPoint Capital Partners, LLC
  • 2942 N. 24th St Ste 115, Phoenix, AZ, 85066
  • Lends in Arizona
  • MidPoint Capital Partners, LLC is a national direct lender offering fix & flip, bridge, construction, DSCR rental and multifamily loans - from $75K to $75M+. We close in as little as 24 hours. 47 states coverage, asset-driven underwriting, and programs for every stage of the deal cycle. 

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • Lends in Arizona
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.

  • Canopy Mortgage, LLC
  • 2375 E Camelback Rd, Ste 600, Phoenix, AZ, 85016
  • Lends in Arizona
  • Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience

  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Lends in Arizona
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers.

    With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon

  • Colonial Capital, LLC
  • 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
  • Lends in Arizona
  • Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.