Vacant Land Loan Lenders Concord, CA AI search of 2026!

Explore and contrast among 747 land loan lenders serving Concord, CA.

In CA, the average cost for an acre of land is $109,565. The loan-to-value (LTV) ratio for undeveloped land ranges from 20.90% to 101.65%, while for already developed land in CAName, the estimated LTV is between 39.70% and 79.00%.

The true value and LTV of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements that have been completed.

Contact the leading land loan lender in Concord, CA to learn about your land loan options and current rates.

Review offers from 100 lenders

The Land Loan Calculator

To meet all your hard money lending needs, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today to fund any vacant land or land plus construction projects in CA.

Land Loans and Their Value

Avoiding unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

In the context of vacant land lending, construction loans and blanket loans are crucial; you may qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Near You?

Your chances of securing a loan increase significantly when connecting with a private investor through a local hard money broker. In Concord, CA, land loans are best arranged by local lenders familiar with the area. Proximity between the investor and the property enhances approval chances and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 94518, 94519, 94521, 94520, 94522, 94524, 94527.



  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Lends in California
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.

  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Lends in California
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.

  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • Lends in California
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.

  • Ryan Mortgage Co
  • 2129 Fourth Street, Santa Rosa, CA, 95404
  • Lends in California
  • We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.

  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.

  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • Lends in California
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000

  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Lends in California
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.

  • NEXA Mortgage LLC
  • 6178 Cottle Rd, G8, San Jose, CA, 95123
  • Lends in California
  • NEXA Mortgage is a full-service mortgage broker. We offer every loan product known and have the ability to shop all loans for the best possible option for any consumer on a single visit. I NEXA's short 6 year history it has grown to become the largest Mortgage Brokerage in the nation with over 2,100 licensed mortgage loan originators.

  • Alliance Group and Associates
  • 5450 Thornwood Dr Suite P, San Jose, CA, 95123
  • Lends in California
  • Alliance Group & Associates Inc. (AGAI) dba Alliance lending is broker company, AGAI team pays attention to details of every loan application, searching to find the most suitable mortgage for the clients. AGAI was first established in 2014 in San Jose, serving mortgage industry instate if CA

  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • "I am a Direct Lender as well as a Mortgage Broker,
    and as a result, have Great Home Loan Programs,
    Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "