Lenders using AI on vacant land in Downey, CA 2025!

Explore and compare options from 728 land loan lenders serving Downey, CA.

The average cost of an acre of land in CA is $113,742. The Loan-to-Value (LTV) for undeveloped land is between 21.13% and 104.19%, while for developed land loans in CAName, it falls anywhere from 39.87% to 79.19%.

The true value and LTV of any land are influenced by its location, size, topography, zoning regulations, and any entitlements it may have.

Discover your land loan options and current rates by contacting the top land loan lender in Downey, CA.

Review loan offers from 100 lenders

The magical land loan calculator

To cater to all your hard money lending needs, Lendersa® AI technology will rapidly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates available today for funding any vacant land or land plus construction in CA.

Land loans and their effect on value

Avoid unnecessary inquiries to help preserve your credit score. Obtain pre-approval for your land loan without providing your social security number or any sensitive financial data.

Construction and blanket loans are crucial in vacant land financing; you might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral (blanket loan).

Looking for hard money lending locally?

Your likelihood of securing a loan increases greatly by locating a private investor via a local hard money broker. Land loans in Downey, CA are best managed by local lenders who are well-versed with the area. Proximity between the hard money investor and the property boosts approval probabilities and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 90242, 90240, 90241, 90239.



  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • CV3 Financial Services
  • 2101 East El Segundo Blvd, Suite 203, El Segundo, CA, 900245
  • CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in your success. We leverage the best technology to eliminate complexity and simplify the loan process. By combining our commitment to elevating your customer experience with our diversified financial strength, we are the capit
  • VGIS INC.
  • 5002 Strohm Ave, North Hollywood, CA, 90505-3068
  • VGIS arranges real estate loans in 50 states. Get your loan approval in 24 hours with the most competitive rates and terms anyplace in the country. Our experienced staff knows how important it is to stay in solid communication with our clients 7 days a week to provide updates and support while your loan is being processed.
  • Purple Lion Inc.
  • 8620 Ventura Blvd., Studio City, CA, 91640
  • Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
  • Best Capital Funding- Rancho Cucamonga
  • 11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
  • Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
  • sovereign Capital Funding Llc
  • 34900 Clear Creek Dr North Ridgeville, North Ridgeville, OH, 44039
  • Sovereign Capital Funding LLC is your trusted partner in private lending. With over 20 years of expertise since 2003, we guarantee fast closings and seamless underwriting, making complex funding simple and efficient! Explore our premier services and discover dependable solutions today. Trust the right experience—choose Sovereign! Contact us at info
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality