Complete List of Vacant Land Lenders for El-Monte, CA with AI help!

Explore and contrast options among 723 land loan lenders available in El-Monte, CA.

The standard cost for an acre of land in CA is $90,772. The Loan-to-Value (LTV) ratio for undeveloped land is between 19.89% and 90.21%, while for loans on developed land in CAName, the estimated LTV ranges from 38.89% to 78.14%.

The real value and LTV of any land are determined by its location, dimensions, topography, zoning regulations, and any entitlements granted to the land.

Discover your land loan options and check rates by reaching out to the premier land loan provider in El-Monte, CA.

Examine loan offers from 100 lenders

The magical land loan calculator

To address all your hard money lending needs, Lendersa® AI technology will swiftly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in CA.

Land loans and their impact on value

Avoiding unnecessary inquiries helps safeguard your credit score. Get pre-approved for your land loan without submitting your social security number or any sensitive financial information.

Construction and blanket loans are key components of vacant land financing; qualifying for 100% LTV (Loan-to-Value) financing is possible when additional property is offered as collateral (blanket loan).

Local hard money lending options?

Identifying a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in El-Monte, CA are ideally handled by local lenders who know the area well. A shorter proximity between the hard money investor and the property enhances approval chances and expedites the funding process.

Employ the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 91732, 91731, 91733, 91734, 91735.



  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • "I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
  • Wholesale West Lending Inc
  • 725 30th street, Suite 203, Sacramento, CA, 95816
  • "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"