Land loan lenders for El-Monte, CA AI 2025!

Explore and contrast options among 728 land loan lenders available in El-Monte, CA.

The standard cost for an acre of land in CA is $90,772. The Loan-to-Value (LTV) ratio for undeveloped land is between 19.89% and 90.21%, while for loans on developed land in CAName, the estimated LTV ranges from 38.89% to 78.14%.

The real value and LTV of any land are determined by its location, dimensions, topography, zoning regulations, and any entitlements granted to the land.

Discover your land loan options and check rates by reaching out to the premier land loan provider in El-Monte, CA.

Examine loan offers from 100 lenders

The magical land loan calculator

To address all your hard money lending needs, Lendersa® AI technology will swiftly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction in CA.

Land loans and their impact on value

Avoiding unnecessary inquiries helps safeguard your credit score. Get pre-approved for your land loan without submitting your social security number or any sensitive financial information.

Construction and blanket loans are key components of vacant land financing; qualifying for 100% LTV (Loan-to-Value) financing is possible when additional property is offered as collateral (blanket loan).

Local hard money lending options?

Identifying a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in El-Monte, CA are ideally handled by local lenders who know the area well. A shorter proximity between the hard money investor and the property enhances approval chances and expedites the funding process.

Employ the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 91732, 91731, 91733, 91734, 91735.



  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more