Lenders using AI on vacant land in Grass-Valley, CA 2025!

You can explore and compare 723 different lenders offering land loans in Grass-Valley, CA.

The typical cost of an acre in CA is $65,855. For land that hasn't been developed, the loan-to-value (LTV) ratio usually falls between 18.55% and 75.06%. For land that has already been developed in CAName, the estimated LTV ranges from 37.82% to 77.00%.

The precise value and LTV of land rely on various factors including its location, dimensions, topography, zoning restrictions, and any existing entitlements on the land.

Discover your land loan possibilities and current rates by reaching out to the top land loan lender in Grass-Valley, CA.

Compare loan offers from 100 lenders

The innovative land loan calculator

Lendersa® employs AI technology to promptly connect your loan needs with a vast array of direct hard money lenders, ensuring all your lending requirements are met. Discover the most competitive land loan rates now for financing any kind of vacant land or combined land and construction projects in CA.

Understanding land loans and their value

Minimizing unnecessary inquiries can protect your credit score. You can receive preapproval for your land loan without needing your social security number or sensitive financial data.

Part of vacant land financing involves construction and blanket loans; by offering additional property as security (a blanket loan), you might qualify for full 100% LTV financing.

Nearby hard money lending?

Your chances of securing a loan increase substantially when connecting through a local hard money broker with a private investor. Land loans within Grass-Valley, CA are most effectively managed by local lenders familiar with the specific locale. A closer proximity between the investor and property can improve loan approval likelihood and speed up the funding timeline.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders operating in zip codes 95945.



  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client! We look forward to completing a smooth loan process, and you will be excited to tell your friend
  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
  • JMAC
  • 2510 Red Hill Ave., Santa Ana, CA, 92705
  • From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Private Cash Funding.com
  • 360 East 1st St. #359, Tustin, CA, 92780
  • Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.