Lenders using AI on vacant land in Huntington-Beach, CA 2026!

Browse and compare among 750 land loan lenders operating in Huntington-Beach, CA.

The typical price for an acre in CA is $153,587. For undeveloped land, the Loan to Value (LTV) ratio ranges from 23.28% to 128.42%, while the estimated LTV for loans on already developed land in CAName is between 41.58% and 81.00%.

The true value and loan LTV of any land rely on its location, size, topography, zoning, and any entitlements that have been carried out on it.

Discover your land loan options and rate possibilities by contacting the leading land loan lender in Huntington-Beach, CA.

Explore loan offers from 100 lenders

The magical land loan calculator

To satisfy all your hard money lending needs, Lendersa® AI technology will quickly align your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates to finance any vacant land or land with construction in CA.

Land loans and valuation

By avoiding unnecessary inquiries, you can maintain your credit score. Secure preapproval for your land loan without needing to reveal your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV (Loan to Value) financing if you agree to pledge additional property as collateral (blanket loan).

Are there hard money lending options near you?

Finding a private investor through a local hard money broker can significantly boost your chances of loan approval. Land loans in Huntington-Beach, CA are best handled by local lenders familiar with the area. A closer distance between the hard money investor and the property can enhance the likelihood of loan approval and speed up the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 92646, 92647, 92648, 92649, 90742, 92605, 92615.



  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Lends in California
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor

  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • Lends in California
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.

  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Lends in California
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.

  • FINANCE OF AMERICA MORTGAGE
  • 30401 Agoura Rd, Agoura Hills, CA, 91301
  • Lends in California
  • Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.

  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Lends in California
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans

  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Lends in California
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.

  • Option 1 Home Loans
  • 190 Sierra Court Suite B110, Palmdale, CA, 93550
  • Lends in California
  • Mortgage broker with years of experience in real estate and mortgage. We specialize in home buying lending and refinancing. We also assist clients with hard to find loans to meet their needs. No loan is too small or too big for use. We strive to better every day by providing excellent customer service with clients and lenders.

  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • Lends in California
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.