Lenders using AI on vacant land in Costa-Mesa, CA 2025!

Explore and compare options from 728 land loan lenders operating in Costa-Mesa, CA.

The average cost for an acre of land in CA is $149,673. The Loan-to-Value (LTV) for undeveloped land ranges from 23.07% to 126.04%, whereas for developed land in CAName, the estimated LTV spans from 41.41% to 80.82%.

The actual value and the LTV for any land depend on its location, size, topography, zoning, and any entitlements associated with the land.

Discover your land loan options and current rates by reaching out to the best land loan lender in Costa-Mesa, CA.

Evaluate loan offers from 100 lenders

The magical land loan calculator

To ensure all your hard money lending needs are covered, Lendersa® AI technology will promptly match your loan request with hundreds of direct hard money lenders. Now, discover the best land loan rates to finance any vacant land or land plus construction in CA.

Land loans and their effect on value

Avoid unnecessary inquiries to help maintain your credit score. Get pre-approved for your land loan without needing to provide your social security number or any sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you could be eligible for 100% LTV (Loan-to-Value) financing if you pledge additional properties as security (blanket loan).

Looking for hard money lending nearby?

Your chances of securing a loan significantly improve when you find a private investor through a local hard money broker. Land loans in Costa-Mesa, CA are best handled by local lenders familiar with the area. A shorter distance between the hard money investor and the property improves approval prospects and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 92626, 92627, 92628.



  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
  • Cournale & Co.
  • 4630 Geary Blvd., San Francisco, CA, 94118
  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
  • Big Valley Mortgage
  • 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758
  • Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
  • Mortgage Tree Capital
  • 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
  • Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Tri Valley Home Loans LLC
  • 2014 Ritchie St, Folsom, CA, 95630
  • "At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur
  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.