Lenders using AI on vacant land in Laguna-Niguel, CA 2025!

Browse and compare options from 723 land loan providers active in Laguna-Niguel, CA.

The typical cost for an acre in CA is $165,493. For undeveloped land, the loan-to-value (LTV) ratio ranges from 23.92% to 135.67%, while for loans on developed land in CAName, the estimated LTV is between 42.09% and 81.55%.

The actual value and loan-to-value of any land can depend on its location, size, topography, zoning, and any entitlements it holds.

Find your land loan options and potential rates by contacting the leading land loan lender in Laguna-Niguel, CA.

Review loan offers from 100 lenders

The Comprehensive Land Loan Calculator

Lendersa®'s AI technology will swiftly connect your loan request with a multitude of direct hard money lenders, ensuring all your hard money lending needs are met. Discover the best land loan rates today to finance any type of vacant land or land plus construction in CA.

Exploring Land Loans and Their Value

Reducing unnecessary inquiries helps maintain your credit score. Achieve preapproval for your land loan without having to provide your social security number or other sensitive financial information.

Construction loans and blanket loans are essential in the realm of vacant land lending; you might be eligible for full 100% LTV financing when you offer additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Your chances of obtaining a loan dramatically increase when you find a private investor through a local hard money broker. Arranging land loans in Laguna-Niguel, CA is often most effective with local lenders who are familiar with the area. A shorter distance between the investor and the property enhances the odds of approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 92677, 92607.



  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
  • C2 Financial Corporation
  • 11927 Green Rd, Wilton, CA, 95693
  • This is Debbie from the Home Loan Artisans at C2 Financial, one of the largest mortgage brokers in the country. That means we have access to exceptional rates for well qualified borrowers, and flexible underwriting guidelines for those who have credit or other challenges. It looks like you are looking to buy a home in the Sacramento area. Pleas
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.