Land loan lenders for Laguna-Beach, CA AI 2025!

Choose and compare from 723 land loan lenders active in Laguna-Beach, CA.

The average cost for an acre of land in CA is $354,077. The Loan-to-Value (LTV) ratio for undeveloped land is from 34.08% to 250.38%, while the LTV for loans on developed land in CAName is estimated to be between 50.17% and 90.14%.

The actual value and loan LTV of any land are influenced by its location, size, topography, zoning, and any entitlement work done on the land.

Discover your land loan options and assess land loan rates by reaching out to the best land loan lender in Laguna-Beach, CA.

Compare loan offers from 100 lenders

The innovative land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology will automatically match your loan request with numerous direct hard money lenders. You can now discover the best land loan rates available today to fund any type of vacant land or land including construction in CA.

Insights into land loans and their value

Avoiding unnecessary inquiries is crucial to maintaining your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

Construction loans and blanket loans are vital components of vacant land lending; you might qualify for 100% LTV (Loan to Value) financing when you pledge additional property as security (blanket loan).

Interested in local hard money lending?

Locating a private investor through a local hard money broker can greatly enhance your chances of obtaining a loan. Land loans in Laguna-Beach, CA are best arranged by local lenders who know the area well. Proximity between the hard money investor and the property boosts the probability of loan approval and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92651, 92652.



  • Petaluma Home Loans
  • 628 East Washington St., Suite B, Petaluma, CA, 94952
  • Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases. We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.
  • America's Home Loans
  • 11 Petaluma Blvd Suite 206, Petaluma, CA, 94952
  • America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Olympia Mortgage & Investment Co., Inc.
  • 1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
  • Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.
  • Ryan Mortgage Co
  • 2129 Fourth Street, Santa Rosa, CA, 95404
  • We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.
  • Cypress Financial
  • PO Box 9418, Santa Rosa, CA, 95405
  • Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.