Land loan lenders for Lakewood, CA AI 2026!

Explore and compare the offers from 750 land loan providers in Lakewood, CA.

The average cost of an acre in CA stands at $113,723. For undeveloped land, the loan-to-value (LTV) percentage typically ranges from 21.13% to 104.17%. In contrast, for land that is already developed, the LTV in CAName is generally estimated to fall between 39.87% and 79.19%.

The true value and possible loan-to-value ratio for land are influenced by its position, size, topography, zoning laws, and any existing entitlements.

To learn about your land loan opportunities and rates, connect with the top land loan lender in Lakewood, CA.

View loan offers from 100 lenders

The Enchanted Land Loan Calculator

To fulfill all of your hard money lending requirements, Lendersa® AI technology efficiently matches your loan request with numerous direct hard money lenders. Discover the finest land loan rates today, whether for vacant land or land with construction in CA.

About Land Loans and Their Value

Minimize unnecessary inquiries to maintain your credit score. Secure preapproval for your land loan without revealing your social security number or any confidential financial data.

In the world of vacant land lending, both construction loans and blanket loans play crucial roles. You may be eligible for full 100% LTV (Loan to Value) financing if you agree to pledge additional property as security under a blanket loan.

Is Hard Money Lending Available Nearby?

By finding a private investor through a local hard money broker, your chances of securing a loan grow significantly. In Lakewood, CA, the most effective arrangement of land loans is often through local lenders acquainted with the area. A shorter distance between the investor and property raises the likelihood of loan approval and accelerates funding.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 90715, 90712, 90713, 90711, 90714.



  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Lends in California
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.

  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Lends in California
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Lends in California
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.

  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • Lends in California
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
    "

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in California
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Lends in California
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.

  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • Lends in California
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.