Complete List of Vacant Land Lenders for Modesto, CA with AI help!

Evaluate and compare among 747 land loan providers available in Modesto, CA.

In CA, the average cost for an acre is $56,618. The Loan to Value (LTV) ratio for undeveloped land ranges from 18.05% to 69.44%, while the estimated LTV for loans on developed land in CAName is between 37.43% and 76.58%.

The true worth and loan LTV of any land rely on its location, size, topography, zoning, and any entitlements it may have.

Learn about your land loan options and interest rates by reaching out to a top land loan lender in Modesto, CA.

Compare loan offers from 100 lenders

The enchanted land loan calculator

To ensure that all your hard money lending needs are fully addressed, the Lendersa® AI system will swiftly match your loan inquiry with numerous direct hard money lenders. Today, you can discover the most competitive land loan rates to fund any type of vacant land or land with construction in CA.

Land loans and valuation

Reducing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing to share your social security number or other sensitive financial details.

Construction and blanket loans are typical components of vacant land lending; you might be eligible for 100% LTV (Loan to Value) financing by using additional property as security (blanket loan).

Are there convenient hard money lending options near you?

Finding a private investor through a local hard money broker significantly boosts your loan approval chances. Land loans in Modesto, CA are most efficiently arranged by local lenders with neighborhood insight. Keeping the distance short between the hard money investor and the property can enhance both approval chances and expedite the funding.

Utilize the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 95358, 95356, 95355, 95354, 95351, 95350, 95352, 95353, 95397.



  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Lends in California
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation

  • Olympia Mortgage & Investment Co., Inc.
  • 1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
  • Lends in California
  • Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.

  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • Lends in California
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.

  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Lends in California
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.

  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • Lends in California
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
    "

  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • Lends in California
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business

  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Lends in California
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan

  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Lends in California
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..

  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • Lends in California
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.

    Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.