Land loan lenders for Palmdale, CA AI 2025!

Choose from and compare among 729 land loan lenders available in Palmdale, CA.

In CA, the standard cost for an acre of land is $55,985. The loan-to-value (LTV) ratio for undeveloped land falls between 18.02% and 69.05%, while for developed land, it's estimated to range from 37.40% to 76.55%.

The true value and loan-to-value (LTV) of any land depend on several factors, including its location, size, topography, zoning, and any entitlements already secured.

Contact the leading land loan lender in Palmdale, CA to learn about your land loan options and the available rates.

Compare loan offers from 100 lenders

The magic land loan calculator

Lendersa® uses advanced AI technology to quickly match your loan request with numerous direct hard money lenders, ensuring all your lending requirements are fulfilled. Discover the best land loan rates today to finance any type of vacant land or land plus construction in CA.

Land loans and land value

Minimizing unnecessary inquiries will help maintain your credit score. Obtain preapproval for your land loan without providing your social security number or any sensitive financial information.

Understanding that construction loans and blanket loans are integral to vacant land lending is crucial. You may qualify for 100% LTV financing by agreeing to use additional property as collateral (blanket loan).

Hard money lending in your area?

Using a private investor via a local hard money broker significantly boosts the odds of obtaining a loan. Land loans in Palmdale, CA are best handled by local lenders familiar with the neighborhood. Shortening the distance between the hard money investor and the property can enhance approval chances and accelerate funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 93552, 93550, 93591, 93551, 93590, 93599.



  • AMS Holdings, Inc
  • 4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
  • Sol Terra Estates & Lending Inc.
  • 23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
  • Cal Loans Direct, Inc.
  • 20262 Orchid St, Newport Beach, CA, 92660
  • At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.
  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
  • Platinum Lending Solutions
  • 2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
  • Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.