Land loan Sacramento, California [2025with AI]

The typical cost of an acre of land in CA is $67,290. The loan-to-value (LTV) ratio for undeveloped land ranges between 18.63% and 75.93%, while for developed land in CAName, the estimated LTV spans from 37.88% to 77.07%.

The actual value and loan LTV of any land are dependent upon its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and rates by contacting the top land loan lender in Sacramento, CA.

Your Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology will rapidly connect your loan request with hundreds of direct hard money lenders. Discover excellent land loan rates today for financing any vacant land or land with construction in CA.

Understanding Land Loans and Value

Lowering unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

For vacant land lending, construction loans and blanket loans are essential; you may qualify for 100% loan-to-value (LTV) financing by pledging additional property as security (a blanket loan).

Nearby Hard Money Lending Options

Your chances of securing a loan greatly increase when you connect with a private investor through a local hard money broker. In Sacramento, CA, local lenders knowledgeable about the neighborhood are often the most effective for arranging land loans. Proximity between the hard money investor and the property enhances approval likelihood and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 95820, 95838, 95832, 95833, 95831, 95834, 95835, 95811, 95814, 95815, 95816, 95818, 95819, 95828, 95821, 95823, 95822, 95825, 95824, 95826, 95817, 94203, 94204, 94205, 94207, 94208, 94209, 94211, 94229, 94230, 94232, 94234, 94235, 94236, 94237, 94239, 94240, 94244, 94245, 94247, 94248, 94249, 94250, 94252, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94282, 94283, 94284, 94285, 94287, 94288, 94289, 94290, 94291, 94293, 94294, 94295, 94296, 94297, 94298, 94299, 95812, 95813, 95840, 95851, 95852, 95853, 95867, 95894.

(737) 271 8488 Lender's profile and map Reviews West Capital Lending 24 Executive Park, Ste 250, Irvine, CA, 92614 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 269-7145 Lender's profile and map Reviews Loanleaders of America 38 Executive Park, Suite 260, Irvine, CA, 92614 Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
(877) 234-5553 Lender's profile and map Reviews Direct Finance 17782 Cowan, Suite F, Irvine, CA, 92614 Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.
(949) 252-8020 Lender's profile and map Reviews Val-Chris Investments, Inc. 2601 Main Street, Suite 400, Irvine, CA, 92614 Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
844.223.7496 Lender's profile and map Reviews 5 Arch Funding Corp. 1920 Main St., Suite 850, Irvine, CA, 92614 CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
949 929 5351 Lender's profile and map Reviews Alt Financial Network, Inc. 18022 Cowan Suite: 245, Irvine, CA, 92614 ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time
949 584 1622 Lender's profile and map Reviews E Mortgage Capital, Inc. 2355 Main St, Suite 230, Irvine, CA, 92614 Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
(949) 353-6689 Lender's profile and map Reviews Val-Chris Investments, Inc. 2601 Main Street, Suite 400, IRVINE, CA, 92614 Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.