Vacant Land Loan Lenders Sacramento, CA AI search of 2026!

Examine and compare from 757 land loan lenders available in Sacramento, CA.

The typical cost of an acre of land in CA is $67,290. The loan-to-value (LTV) ratio for undeveloped land ranges between 18.63% and 75.93%, while for developed land in CAName, the estimated LTV spans from 37.88% to 77.07%.

The actual value and loan LTV of any land are dependent upon its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and rates by contacting the top land loan lender in Sacramento, CA.

Review loan offers from 100 lenders

Your Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology will rapidly connect your loan request with hundreds of direct hard money lenders. Discover excellent land loan rates today for financing any vacant land or land with construction in CA.

Understanding Land Loans and Value

Lowering unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

For vacant land lending, construction loans and blanket loans are essential; you may qualify for 100% loan-to-value (LTV) financing by pledging additional property as security (a blanket loan).

Nearby Hard Money Lending Options

Your chances of securing a loan greatly increase when you connect with a private investor through a local hard money broker. In Sacramento, CA, local lenders knowledgeable about the neighborhood are often the most effective for arranging land loans. Proximity between the hard money investor and the property enhances approval likelihood and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 95820.



Sacramento Land Loan Lenders

  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Lends in California
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.

  • Wholesale West Lending Inc
  • 725 30th street, Suite 203, Sacramento, CA, 95816
  • Lends in California
  • "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
    Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"

  • KMG Kappel Mortgage Group, Inc.
  • 3673 J Street Sacramento, Sacramento, CA, 95816
  • Lends in California
  • Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.

  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • "I am a Direct Lender as well as a Mortgage Broker,
    and as a result, have Great Home Loan Programs,
    Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "

  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).

  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Lends in California
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.

  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Lends in California
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.

  • Simple Mortgage Financial
  • 500 Capitol Mall, Sacramento, CA, 95814
  • Lends in California
  • At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Lends in California
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.

  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Lends in California
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation