Land loan lenders for Sacramento, CA AI 2025!

Examine and compare from 723 land loan lenders available in Sacramento, CA.

The typical cost of an acre of land in CA is $67,290. The loan-to-value (LTV) ratio for undeveloped land ranges between 18.63% and 75.93%, while for developed land in CAName, the estimated LTV spans from 37.88% to 77.07%.

The actual value and loan LTV of any land are dependent upon its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and rates by contacting the top land loan lender in Sacramento, CA.

Review loan offers from 100 lenders

Your Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology will rapidly connect your loan request with hundreds of direct hard money lenders. Discover excellent land loan rates today for financing any vacant land or land with construction in CA.

Understanding Land Loans and Value

Lowering unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

For vacant land lending, construction loans and blanket loans are essential; you may qualify for 100% loan-to-value (LTV) financing by pledging additional property as security (a blanket loan).

Nearby Hard Money Lending Options

Your chances of securing a loan greatly increase when you connect with a private investor through a local hard money broker. In Sacramento, CA, local lenders knowledgeable about the neighborhood are often the most effective for arranging land loans. Proximity between the hard money investor and the property enhances approval likelihood and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 95820, 95838, 95832, 95833, 95831, 95834, 95835, 95811, 95814, 95815, 95816, 95818, 95819, 95828, 95821, 95823, 95822, 95825, 95824, 95826, 95817, 94203, 94204, 94205, 94207, 94208, 94209, 94211, 94229, 94230, 94232, 94234, 94235, 94236, 94237, 94239, 94240, 94244, 94245, 94247, 94248, 94249, 94250, 94252, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94282, 94283, 94284, 94285, 94287, 94288, 94289, 94290, 94291, 94293, 94294, 94295, 94296, 94297, 94298, 94299, 95812, 95813, 95840, 95851, 95852, 95853, 95867, 95894.



  • E Mortgage Capital, Inc.
  • 2355 Main St, Suite 230, Irvine, CA, 92614
  • Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
  • First Lending Solutions
  • 6370 Magnolia Ave Suite 210, Riverside, CA, 92506
  • 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Westin Mortgage
  • 3400 Central Ave Ste 345, Riverside, CA, 92506
  • Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Platinum Lending Solutions
  • 2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
  • Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.