Land loan lenders for San-Bernardino, CA AI 2026!

Explore and compare among 760 land loan lenders operating in San-Bernardino, CA.

The average price for an acre of land in CA stands at $49,188. The Loan to Value (LTV) for undeveloped land ranges from 17.65% to 64.92%, and the estimated LTV for loans on already developed land in CAName varies between 37.11% and 76.24%.

The actual value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements that have been applied to it.

Discover your land loan options and rates by reaching out to a top land loan lender in San-Bernardino, CA.

Review loan offers from 100 lenders

The magical land loan calculator

Lendersa® AI technology will rapidly connect your loan request with hundreds of direct hard money lenders to address all your lending needs. You can now find the best land loan rates to fund any kind of vacant land or land plus construction in CA.

Land loans and asset valuation

Keeping unnecessary inquiries to a minimum helps preserve your credit score. Acquire preapproval for your land loan without needing to provide your social security number or any sensitive financial data.

Construction loans and blanket loans are key parts of vacant land lending; you may be eligible for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Seeking hard money lending options near you?

Finding a private investor through a local hard money broker notably increases your chances of obtaining a loan. Land loans in San-Bernardino, CA are best arranged by local lenders familiar with the neighborhood. A shorter distance between the investor and the property can boost the likelihood of loan approval and speed up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 92401.



  • Rescom Financial Services
  • 26691 Plaza #225, Mission Viejo, CA, 92691
  • Lends in California
  • We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Lends in California
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.

  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Lends in California
  • Sunset Mortgage brings together the experience of some of the top mortgage,
    management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.

  • LamCap Partners
  • 26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
  • Lends in California
  • In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.

  • The Ross Fund Real Estate Finance
  • 26050 Acero #415, Mission Viejo, CA, 92691
  • Lends in California
  • "The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA.
    ‍"

  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Lends in California
  • Welcome to ETHOS Lending: Mortgages Made For You
    ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow

  • Commerce Home Mortgage
  • 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606
  • Lends in California
  • Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital

  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • Lends in California
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.

  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • Lends in California
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.

    Based on our experi

  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Lends in California
  • Step 1: Prequalify
    Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
    Step 2: Shop
    Current Wells Fargo customers have exclusive access to a one-stop real estate shopping
    tool.1 Start your home search now.
    Step 3: Apply
    Once you've found a home, it's time to submit a mortgage applicati

  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Loanleaders of America
  • 38 Executive Park, Suite 260, Irvine, CA, 92614
  • Lends in California
  • Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.