Lenders using AI on vacant land in San-Carlos, CA 2025!

Examine and compare offers among 731 land loan lenders in San-Carlos, CA.

The average cost for an acre of land in CA is $323,368. The loan-to-value ratio (LTV) for undeveloped land typically ranges from 32.43% to 231.70%, whereas for already developed land in CAName, the LTV is estimated to be between 48.86% and 88.74%.

The real value and loan LTV of any land depend on its location, dimensions, topography, zoning regulations, and any entitlements that have been assigned to the land.

Contact the premier land loan provider in San-Carlos, CA, to explore your loan options and current rates.

Review offers from 100 lenders

The innovative land loan calculator

Lendersa® employs AI technology to effortlessly connect your loan request with numerous direct hard money lenders, ensuring all your lending needs are fulfilled. Discover the most competitive land loan rates today for any type of vacant land or land including construction in CA.

Understanding land loans and their value

Reducing unnecessary inquiries can safeguard your credit score. Get preapproved for your land loan without having to provide your social security number or any sensitive financial information.

Construction and blanket loans are integral to financing vacant land; you could qualify for full 100% LTV financing by pledging additional property as collateral (blanket loan).

Is hard money lending available nearby?

Your likelihood of securing a loan significantly improves when you work with a local hard money broker to locate a private investor. In San-Carlos, CA, land loans are optimally arranged by lenders who are acquainted with the neighborhood. Proximity between the investor and the property enhances approval chances and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 94070.



  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • PhoneOps Funding, LLC
  • 1222 Dixon Blvd. Number 1, Cocoa, FL, 32922
  • Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • Lewis Commercial Services llc dba Michael Lewis Group
  • P.O. Box 1068, DINGMANS FERRY, PA, 18328
  • The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
  • Bluebird Lending
  • 29 Bala Avenue, Bala Cynwyd, PA, 19004
  • Unlock real estate potential with Bluebird Lending, the leading business purpose lender for residential investors. We offer a blend of competitive rates, high leverage, and dedicated service, supporting developers, builders, and investors in acquiring, enhancing, and refinancing 1-4 family properties. Partner with us to transform your investment vi
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Jet Real Estate
  • 97 S Sewalls Point Rd, West Palm Beach, FL, 34996
  • Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.