Complete List of Vacant Land Lenders for Cutler-Bay, FL with AI help!

Explore and compare among 778 land loan lenders operating in Cutler-Bay, FL.

The average cost for an acre of land in FL is $57,370. The loan-to-value ratio for undeveloped land ranges from 18.09% to 69.90%, while for developed land loans in FLName, the estimated LTV lies between 37.46% and 76.62%.

The actual value and loan LTV of land are influenced by its location, size, terrain, zoning regulations, and any entitlements on the property.

Find out about your land loan options and available rates by contacting the top land loan lender in Cutler-Bay, FL.

Explore loan offers from 100 lenders

The remarkable land loan calculator

To cater to all your hard money lending needs, Lendersa® AI technology immediately matches your loan request with many direct hard money lenders. Discover the best land loan rates today for funding any type of vacant land or land and construction in FL.

Understanding land loans and valuation

Avoiding unnecessary inquiries can protect your credit score. Obtain preapproval for your land loan without needing your social security number or other sensitive financial details.

Construction and blanket loans are integral to vacant land financing. By pledging additional property as security (blanket loan), you could qualify for up to 100% LTV (Loan to Value) financing.

Interested in hard money lending close by?

When you connect with a private investor through a local hard money broker, your chances of securing a loan rise significantly. Arranging land loans in Cutler-Bay, FL is most effective through local lenders who are familiar with the area. The proximity of the investor to the property enhances approval chances and speeds up the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 33190, 33157, 33189.



  • Landmark Mortgage Planners
  • 3227 SE Maricamp Rd, #101, Ocala, FL, 34471
  • Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
  • Allstate Mortgage Loans
  • 809 NE 25th Ave, Ocala, FL, 34470
  • Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
  • Churchill Mortgage Corporation
  • 712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
  • Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.
  • American Home Mortgage Group
  • 408 S. Central Ave, Flagler Beach, FL, 32136
  • American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.
  • The O’Kavage Group
  • 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
  • The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.
  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.