Land loan lenders for Fernandina-Beach, FL AI 2025!

Evaluate and compare among the 780 land loan providers serving Fernandina-Beach, FL.

The usual cost for one acre of land in FL is $65,143. The loan-to-value ratio (LTV) for undeveloped land spans from 18.51% to 74.62%, while the expected LTV for loans on developed land in FLName ranges from 37.79% to 76.97%.

The location, dimensions, landscape, zoning, and any entitlements carried out on a piece of land all affect its real value and loan LTV.

Explore your options for land loans and their rates by connecting with the leading land loan lender in Fernandina-Beach, FL.

Review loan offers from 100 different lenders

The remarkable land loan calculator

To cater to all of your hard money lending needs, Lendersa®'s AI technology promptly connects your loan request with a multitude of direct hard money lenders. Find out the most competitive land loan rates today to finance any type of vacant land or land plus construction in FL.

Understanding land loans and values

Refraining from unnecessary credit inquiries can help maintain a higher credit score. Secure preapproval for your land loan without needing your social security number or any sensitive financial data.

Construction loans as well as blanket loans are integral to vacant land financing; you might be eligible for 100% LTV financing if you agree to pledge additional property as security (blanket loan).

Looking for hard money lending nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of loan approval; Local lenders, acquainted with the Fernandina-Beach, FL area, are best suited to arrange land loans. A short distance between the investor and property improves loan approval odds and accelerates the funding process.

Utilize Lendersa®'s land loan calculator to locate vacant land loan lenders in the 32034, 32035 zip codes.



  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
  • F2YES
  • 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
  • F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans. ​ If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.