Pacific Capital Funding Corp. (or PCFC) was formed to satisfy the growing demand for alternative financing while offering its investors opportunities for relatively low risk real estate equity based investment. We recognized that recent mortgage industry reforms are heavily focused on income and credit based conventional loans which created a lack of financing options for equity rich business owners, landlords, investors and developers with less than perfect financials. Pacific Capital Funding Corp. is able to offer those individuals and companies highly competitive options for business purpose financing and bridge loans secured by real estate currently owned or being acquired.
Pacific Capital Funding Corp. is a bridge between individuals and businesses in need of funds and investors looking for a lower risk, real estate secured investment.
We at Pacific Capital Funding Corp. pride ourselves on striving to the highest standards of excellence in service and execution. It is the execution that sets PCFC apart from its competitors. We offer our investors piece of mind knowing that each real estate asset is carefully researched, examined and evaluated by a team of professionals. Each loan, after a thorough underwriting process, is personally reviewed by one of PCFC’s executive members prior to being released for funding.
While there are options for private money lenders, Pacific Capital Funding Corp. is the only choice for secure real estate equity investments and business loan funding balanced with a high level of ethics and professionalism.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154