Land loan lenders for Keystone, FL AI 2025!

Choose and evaluate from 778 land loan lenders serving Keystone, FL.

The average cost per acre of land in FL is $76,863. For undeveloped land, the loan-to-value (LTV) ratio ranges from 19.14% to 81.75%, whereas for developed land, the estimated LTV falls between 38.29% and 77.50%.

The true value and LTV of a piece of land rely on its location, size, topography, zoning, and any entitlements granted to the land.

Learn about your land loan choices and rates by getting in touch with the leading land loan lender in Keystone, FL.

Review loan proposals from 100 lenders

The enhanced land loan calculator

Lendersa® employs AI technology to promptly align your loan request with numerous direct hard money lenders, addressing all your lending requirements. Find the best land loan rates today to finance any kind of vacant land or land with construction in FL.

The effect of land loans on property value

Avoiding unnecessary inquiries helps protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are crucial components of vacant land financing; offering additional property as security may qualify you for 100% LTV (Loan to Value) financing within a blanket loan framework.

Looking for hard money lending nearby?

Your chance of getting a loan increases significantly when you work with a local hard money broker to find a private investor; arranging land loans in Keystone, FL is best done by local lenders familiar with the community. A shorter distance between the investor and the property can greatly boost loan approval chances and speed up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 33626, 33556, 33558.



  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
  • JW CAPITAL
  • 1800 Pembrook Dr. Suite 300, Orlando, FL, 32810
  • JW Capital Company is a mortgage brokerage. We shop numerous lenders to ensure our clients always get a great deal. Our clients receive wholesale interest rates, faster closings (2 to 3 weeks) and excellent customer service throughout the process. This combined with state of the art technology provides an overall stress free experience.
  • Mortgage Equity Partners, Orlando/Winter Park
  • 5222 Andrus Ave, Suite A, Orlando, FL, 32810
  • Mortgage Equity Partners is comprised of former leaders and executives from prominent “national lenders.” The principals alone have over 100 years combined experience in the mortgage industry.Your mortgage is one of the most, if not the most, important financial transaction in your life.
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • Teagle Mortgage Group, LLC
  • 618 E. South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NATIONS LENDING
  • 37 NORTH ORANGE AVE, SUITE 500, ORLANDO, FL, 32801
  • Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different.
  • Spectrum Global Financial
  • 845 N Garland Ave. Suite 215, Orlando, FL, 32801
  • Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • FBC Mortgage, LLC
  • 189 South Orange Ave., Suite 970, Orlando, FL, 32801
  • FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
  • GDM Mortgage Corp
  • 100 E Pine St Suite 110, Orlando, FL, 32801
  • We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing. We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.