Land loan lenders for Miami, FL AI 2026!

Examine and choose among 811 land loan lenders available for borrowing in Miami, FL.

In FL, the typical price of an acre of land is $63,600. The loan-to-value (LTV) ratio for undeveloped plots spans from 18.43% to 73.69%, whereas for developed land, it is estimated between 37.73% and 76.90%.

The true worth and loan LTV of land depend on its location, size, topography, zoning, and any entitlements associated with the property.

Discover your options for land loans and available rates by getting in touch with the leading land loan provider in Miami, FL.

Examine loan offers from 100 lenders

Your go-to land loan calculator

Lendersa® AI technology ensures all hard money lending needs are met by quickly connecting your loan request with numerous direct hard money lenders. Discover the most competitive land loan rates today for funding any vacant land or land with construction in FL.

Comprehending land loans and value

Limit unnecessary inquiries to protect your credit score. Secure pre-approval for your land loan without providing your social security number or any sensitive financial details.

Construction and blanket loans are integral to vacant land lending. You might be eligible for 100% LTV financing if you pledge additional property as security (blanket loan).

Interested in hard money lending nearby?

Your chances of securing a loan increase significantly when you connect with a private investor through a local hard money broker. Land loans in Miami, FL are best arranged by local lenders who are familiar with the area. Proximity between the property and the hard money investor boosts approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 33129.



  • The Collective Lending Group
  • 6135 NW 167 ST. #E8, Hialeah, FL, 33015
  • Lends in Florida
  • The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines

  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Lends in Florida
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.

  • Secure The Funding
  • 12940 SW 128 Street Suite 103, Miami, FL, 33186
  • Lends in Florida
  • Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.

  • Metro Fund, Inc.
  • 12002 SW 128th CT., Suite 206, Miami, FL, 33186
  • Lends in Florida
  • Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.

  • Belaire Private Capital
  • 3530 Mystic Pointe Drive, Aventura, FL, 33180
  • Lends in Florida
  • Belaire Private Capital is a private lender specializing in ASSET BASED FUNDING for investment properties. The firm funds diverse asset classes, ranging from existing residential, commercial, multifamily properties to ground-up construction funding for residential & commercial properties nationwide. BelairePrivateCapital.com

  • Winston Capital
  • 545 NW 26 street, Aventura, FL, 33180
  • Lends in Florida
  • WE CLOSE FAST!! $1m++

    Winston Capital Management Provides Business Purpose Loans to Real Estate Investors as well as other Private Lenders who are seeking Loan on Loan Financing Structures in Florida, Georgia, Texas, NY, NJ, Washington DC and surrounding states. We close FAST!  Contact us today at info@winstoncap.com or call 305-507-7479

  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Lends in Florida
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec