Complete List of Vacant Land Lenders for Miami-Gardens, FL with AI help!

Browse and compare offerings from 815 land loan lenders operating in Miami-Gardens, FL.

The average price for an acre of land in FL is $37,803. The Loan-to-Value (LTV) ratio for undeveloped land ranges between 17.04% and 57.99%, whereas for developed land, the estimated LTV stretches from 36.62% to 75.72%.

The true value and loan LTV of any parcel of land depend on factors like its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and competitive rates by reaching out to the leading land loan provider in Miami-Gardens, FL.

Evaluate offers from 100 lenders

The ultimate land loan calculator

Lendersa®'s AI technology promptly connects your loan request with hundreds of direct lenders, fulfilling all your hard money lending needs. Discover the optimal land loan rates today to finance any type of vacant land or property with construction in FL.

Exploring land loans and their value

Avoid unnecessary inquiries to preserve your credit score. Obtain pre-approval for your land loan without having to provide your social security number or any sensitive financial details.

Both construction and blanket loans are integral to financing vacant land; you may qualify for up to 100% LTV if you pledge additional property as security (blanket loan).

Looking for hard money lending in your area?

Your likelihood of securing a loan increases substantially when you find a private investor through a local hard money broker. In Miami-Gardens, FL, land loans are often best managed by local lenders familiar with the locality. A closer distance between the investor and the land can enhance approval chances and speed up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 33014.



  • First Florida Financial, Inc
  • 13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
  • Lends in Florida
  • First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Bayway Mortgage Group
  • 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
  • Lends in Florida
  • Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.

  • Prodigy Home Loans
  • 1844 Atlantic Blvd, Jacksonville, FL, 32207
  • Lends in Florida
  • "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options.

    Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."

  • GAULDENS ONE WORLD REALTY LLC
  • 7530 103rd Street Suite 6, Jacksonville, FL, 32210
  • Lends in Florida
  • Mortgage Owl, LLC and Gaulden One World Realty, LLC provide fast, flexible financing and expert real estate support for investors and self‑employed buyers. We offer DSCR, Bank‑Statement, P&L, 1099‑Only, Non‑QM, and Hard‑Money loans, plus guidance on off‑market deals and renovation projects to help clients close quickly and build wealth.

  • ANE Lending LLC
  • 13475 Atlantic Blvd Ste 8, Jacksonville, FL, 32225
  • Lends in Florida
  • TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.

  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • Lends in Florida
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.

    The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.

  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial

  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • Lends in Florida
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.

  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process

  • Madison County Community Bank
  • 301 E. Base St., Madison, FL, 32341
  • Lends in Florida
  • Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Florida
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • Lends in Florida
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.