Land loan lenders for Palm-Bay, FL AI 2026!

Explore and compare ideas among 800 land loan providers offering services in Palm-Bay, FL.

The average price for an acre of land in FL is $30,583. The Loan-to-Value (LTV) ratio for undeveloped land varies from 16.65% to 53.60%. For loans on already developed land, the estimated LTV can range from 36.31% to 75.39%.

The actual worth and loan LTV of any parcel of land depend on its location, size, topography, zoning laws, and any enhancements made to the property.

Discover your land loan options and available rates by contacting the leading land loan lender in Palm-Bay, FL.

Explore loan offers from 100 lenders

The definitive land loan calculator

To address all of your hard money lending needs, Lendersa® AI matches your loan request swiftly with numerous direct lenders. Discover competitive land loan rates today to secure funding for any vacant land or land with construction in FL.

Insights into land loans and values

To protect your credit score, minimize unnecessary queries. Get preapproved for your land loan without the need to share your social security number or other sensitive financial details.

Construction loans and blanket loans are crucial aspects of vacant land lending. You may be eligible for 100% LTV financing by pledging additional property as collateral (blanket loan).

Searching for hard money lending close by?

Finding a private investor through a local hard money broker greatly enhances your chances of securing a loan. Land loans in Palm-Bay, FL are often optimally arranged by local lenders familiar with the area. Close proximity between the investor and the property boosts approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 32909, 32905, 32907, 32976, 32948, 32908, 32902, 32906, 32910, 32911.



  • Madison County Community Bank
  • 301 E. Base St., Madison, FL, 32341
  • Lends in Florida
  • Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Florida
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • Lends in Florida
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.

  • SYNERGY MORTGAGE GROUP, LLC
  • 2567 Capital Medical Blvd,, Tallahassee, FL, 32308
  • Lends in Florida
  • Synergy Mortgage Group is a Florida-based company dedicated to educating first timers about the ins and outs of the home buying experience. Our ultimate goal is to assist consumers with qualifying for a mortgage and negotiating low interest rates to ensure long-term success.Our experienced practitioners have helped open doors for the customers.

  • American Financial Network, Inc.
  • 2450 Tim Gamble Place, 2nd Floor, Tallahassee, FL, 32308
  • Lends in Florida
  • AFS MORTGAGE, INC. - Tallahassee, FL strives to ensure that its services are accessible to people with disabilities. AFS MORTGAGE, INC. - Tallahassee, FL has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,

  • FHG Capital
  • 1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
  • Lends in Florida
  • FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.

  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Lends in Florida
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.

  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Lends in Florida
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.

  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • Lends in Florida
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.