Land loan lenders for Ruskin, FL AI 2025!

Choose from and compare 778 land loan lenders serving Ruskin, FL.

The average cost for an acre of land in FL is $35,500. For undeveloped land, the loan-to-value (LTV) ratio ranges from 16.91% to 56.59%, whereas for developed land, the estimated LTV falls between 36.52% and 75.62%.

The true value and LTV of any parcel are contingent on its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan options and rate information by contacting the best land loan provider in Ruskin, FL.

Review loan proposals from 100 lenders

The versatile land loan calculator

By using Lendersa®'s AI technology, your loan request is promptly matched with numerous direct hard money lenders, meeting all of your lending needs. Discover the optimal land loan rates today to fund any type of vacant land or land plus construction in FL.

Land loans and their effect on property value

Avoiding unnecessary inquiries will help preserve your credit score. Achieve preapproval for your land loan without needing to present your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing. Should you agree to pledge additional property as security, you could qualify for 100% LTV (Loan to Value) financing under a blanket loan arrangement.

Interested in local hard money lending?

Your chances of acquiring a loan significantly increase when utilizing a local hard money broker to locate a private investor. In Ruskin, FL, local lenders acquainted with the area can best arrange land loans. Proximity between the investor and the property can greatly improve loan approval rates and expedite the funding process.

Leverage the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 33570, 33571, 33575.



  • E Loans Mortgage
  • 13789 Linden Dr, Spring Hill, FL, 34609
  • At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Direct Lending Group Inc
  • 3443 Deltona Blvd, Spring Hill, FL, 34606
  • Direct Lending Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.
  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
  • APPROVED MORTGAGE SOURCE, LLC
  • 41040 US Highway 27 Suite 1, Davenport, FL, 33837
  • Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
  • Simons & Leoni Home Loans, LLC
  • 741 Front St# 130, Celebration, FL, 34747
  • Simons & Leoni Home Loans, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • Harper Mortgage Team
  • 913 Burland Circle, Winter Garden, FL, 34787
  • The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation