Vacant Land Loan Lenders St.-Cloud, FL AI search of 2026!

Explore and compare from an array of 815 land loan lenders available in St.-Cloud, FL.

In FL, you'll find the average cost for an acre at $38,630. The LTV ranges for undeveloped land span from 17.08% to 58.50%, while the estimated LTV for developed land in FLName ranges from 36.66% to 75.76%.

The actual land value and its loan LTV depend on several factors, including location, area, terrain, zoning laws, and any existing entitlements.

Discover your land loan options and current rates by reaching out to the top land loan lender in St.-Cloud, FL.

Review loan offers from 100 lenders

The enchanting land loan calculator

To cater to all your hard money lending needs, the Lendersa® AI technology will promptly align your loan request with numerous direct hard money lenders. Discover the best land loan rates today to fund any type of vacant land or land plus construction in FL.

Land loans and valuations

Reducing unnecessary inquiries can improve your credit score. Secure preapproval for your land loan without needing your social security number or any sensitive financial data.

Construction and blanket loans are integral to vacant land financing; by pledging additional property (blanket loan), you may be eligible for up to 100% LTV (Loan to Value) financing.

Is hard money lending available nearby?

When you connect with a local hard money broker to find a private investor, your chances of obtaining a loan increase significantly. Local lenders in St.-Cloud, FL, familiar with the area, are often best for organizing land loans. Proximity between the investor and the property can enhance approval chances and expedite the funding process.

Utilize Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 34769.



  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Lends in Florida
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Lends in Florida
  • Core Values Based Lending
    I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.

  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Lends in Florida
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .

  • American Mortgage Loan Services, LLC
  • 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
  • Lends in Florida
  • American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.

  • Embrace Home Loans - Viera, FL
  • 3959 S Nova Road Suite 2, Port Orange, FL, 32127
  • Lends in Florida
  • We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.

  • Green House Mortgage
  • 20420 Colonial Hill Dr, Tampa, FL, 33647
  • Lends in Florida
  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically

  • Bliss Mortgage LLC
  • 5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
  • Lends in Florida
  • Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,

  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
  • Lends in Florida
  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.

  • Discount Loans
  • 801 W Bloomingdale Ave, Brandon, FL, 33511
  • Lends in Florida
  • Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.

  • DOUBLE A MORTGAGES
  • 146 W Robertson St Suite 138-1, Brandon, FL, 33511
  • Lends in Florida
  • Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore

  • United Mutual Funding Corporation
  • 659 W Lumsden Rd, Brandon, FL, 33511
  • Lends in Florida
  • United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.

  • Swift Home Mortgage
  • 1093 E Brandon Blvd, Brandon, FL, 33511
  • Lends in Florida
  • Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.