Vacant Land Loan Lenders Mason-City, IA AI search of 2026!

Choose and compare among 257 land loan lenders providing services in Mason-City, IA.

The average cost for an acre in IA is $22,868. The loan-to-value ratio (LTV) for raw land is from 16.23% to 48.91%, while for developed land in IAName, the estimated LTV is between 35.98% and 75.04%.

The actual value and LTV for any piece of land depend on its location, size, landscape, zoning, and any existing entitlement.

Explore your land loan options and rates by getting in contact with the leading land loan lender in Mason-City, IA.

Review loan opportunities from 100 lenders

The remarkable land loan calculator

To meet all your hard money lending requirements, Lendersa® AI technology quickly matches your loan inquiry with numerous direct hard money lenders. Today, you can discover leading land loan rates to finance any type of vacant land or land with construction in IA.

Land loans and evaluating land value

Avoiding unnecessary inquiries helps protect your credit score. Obtain pre-approval for your land loan without disclosing your social security number or any sensitive financial information.

Construction loans and blanket loans are integral to financing vacant land; you may qualify for 100% LTV (Loan to Value) financing by offering additional property as security (blanket loan).

Is hard money lending available nearby?

Locating a private investor through a local hard money broker greatly enhances your chances of loan approval; land loans in Mason-City, IA are often best arranged by local lenders who understand the area. A short distance between the hard money lender and the property usually boosts the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 50401.



Mason-City Land Loan Lenders

  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Lends in Iowa
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937

  • First Bank IA
  • 316 E Bremer Ave, Waverly, IA, 50677
  • Lends in Iowa
  • At First Bank, our mission and values are behind everything we do.
    We deliver the financial solutions YOU need!
    Since 1864 our priority has been to our customers.
    Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.

  • Decorah Bank and Trust Co
  • 202 East Water Street, Decorah, IA, 52101
  • Lends in Iowa
  • Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.

  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Lends in Iowa
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.

  • Quaker Oats Credit Union
  • 3535 Center Point Road NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.

  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • Lends in Iowa
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.

  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options.

    Fidelity Bank is on LinkedIn to celebrate our team members.

Also lends in Iowa

  • Moose's Money
  • 202 N Cedar Ave Suite 1, Owatonna, MN, 55060
  • Moose's Money is a private lender for business-purpose, non-owner-occupied investment real estate. We fund fix and flip, DSCR, bridge, BRRRR, new construction, and small multifamily nationwide, first lien only, entity borrowers. Loans from $50K to $3M. We fund most deals directly and place out-of-box deals through our lender network. Real equity and cash reserves required. Fast quotes and closings, every fee in writing upfront. No runaround.

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.