Land loan lenders in Boise, Idaho [2026with AI]

The typical cost for an acre of land in ID is $50,683. The LTV for undeveloped land falls between 17.73% and 65.83%, while for developed land in IDName, the estimated LTV is from 37.17% to 76.31%.

The real value and loan-to-value ratio of any land rely on its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and rates by getting in touch with the top land loan lender in Boise, ID.

The exceptional land loan calculator

To ensure all of your hard money lending needs are met, Lendersa® AI technology instantly connects your loan request with numerous direct hard money lenders. Discover the best land loan rates available today to finance any vacant land or land plus construction in ID.

Land loans and their valuation

Minimizing unnecessary inquiries can protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; by pledging additional property as collateral (blanket loan), you might qualify for up to 100% LTV (Loan to Value) financing.

Hard money lending in your area?

Discovering a private investor through a local hard money broker greatly enhances your chances of securing a loan. Land loans in Boise, ID, are best managed by local lenders who understand the neighborhood. Proximity between the lender and the property facilitates approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 83703.

Boise Land Loan Lenders
208-854-1122 Lender's profile and map Alpha Lending, LLC 3379 N. Lakeharbor Ln., Boise, ID, 83703 Lends in Idaho We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
(208) 543-4351 Lender's profile and map Farmers Bank - Idaho 914 Main Street, Buhl, ID, 83316 Lends in Idaho The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
(208) 746-4848 Lender's profile and map TWIN RIVER BANK 1507 G St, Lewiston, ID, 83501 Lends in Idaho Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
(208) 765-0284 Lender's profile and map Mountain West Bank 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814 Lends in Idaho Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
Also lends in Idaho
(509) 527-3636 Lender's profile and map Banner Bank 10 S 1st Ave, Walla Walla, WA, 99362 Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
(509) 340-5300 Lender's profile and map Northwest Farm Credit Services 2001 South Flint Road, Spokane, WA, 99220 We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
(517) 455-1976 Lender's profile and map AAI Financial 819 S 72nd Ave, Yakima, WA, 98908 AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
8014047971 Lender's profile and map Silverview Capital LLC 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062 At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.
360-797-5108 Lender's profile and map First Millennium Holdings 601 1st ave suite 1400, Spokane, WA, 98580 making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
708-296-4387 Lender's profile and map Lionscove 2491 152nd Ave NE, Redmond, WA, 98052 Private construction lending · West Coast Construction capital, built on relationships. LIONSCOVE finances the builders who build every year — land acquisition and development, horizontal work, and ground-up construction — with the speed banks can't match and the judgment fintechs don't have. Headquartered in Redmond, Washington. Deepest in