Land loan lenders for Moscow, ID AI 2025!

Research and evaluate from 213 land loan lenders active in Moscow, ID.

The standard price for an acre of land in ID is $45,742. The LTV for undeveloped land falls between 17.47% and 62.82%, while estimated LTV for loans on developed land in IDName ranges from 36.96% to 76.09%.

The real value and loan-to-value ratio of any land hinges on its location, size, topography, zoning rules, and any entitlements.

Explore your land loan options and current rates by contacting the top land loan lender in Moscow, ID.

Review offers from 100 lenders

The exceptional land loan calculator

By utilizing Lendersa® AI technology, you can ensure all your hard money lending needs are met through instant matching of your loan request with numerous direct lenders. Discover the best land loan rates today for various vacant land or land plus construction projects in ID.

Land loans and their valuation

Reducing unnecessary inquiries is beneficial for maintaining a good credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial data.

Construction loans and blanket loans form essential parts of vacant land financing; pledging additional property as security (blanket loan) may allow you to qualify for up to 100% LTV (Loan to Value) financing.

Looking for hard money lending nearby?

Securing a private investor through a local hard money broker greatly improves your chances of obtaining a loan. Land loans in Moscow, ID are best facilitated by local lenders familiar with the neighborhood. A closer proximity between the investor and the property enhances loan approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 83843, 83844.



  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
  • Pacific Capital Northwest
  • 8227 44th Ave W, Suite K, Mukilteo, WA, 98275
  • Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.