Complete List of Vacant Land Lenders for Bloomington, IL with AI help!

Research and compare among 288 land loan lenders available in Bloomington, IL.

The typical cost per acre in IL is $33,662. For undeveloped land, the LTV ranges from 16.81% to 55.48%, whereas for developed land loans in ILName, the estimated LTV varies between 36.44% and 75.53%.

The actual value and loan-to-value ratio of any piece of land are influenced by its location, size, topography, zoning, and any entitlements it may have.

Explore your land loan options and current rates by contacting the top land loan lender in Bloomington, IL.

Review offers from 100 lenders

The effective land loan calculator

To ensure all your hard money lending needs are addressed, Lendersa® AI technology promptly pairs your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in IL.

Land loans and their value

Minimizing unnecessary inquiries can protect your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; by offering additional property as collateral (blanket loan), you may qualify for up to 100% LTV (Loan to Value) financing.

Looking for hard money lending close to you?

Securing a private investor through a local hard money broker greatly enhances your ability to obtain a loan. In Bloomington, IL, land loans are most effectively handled by local lenders familiar with the area. The closer proximity between the investor and the property boosts approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 61701.



Bloomington Land Loan Lenders

  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • Lends in Illinois
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).

  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • Lends in Illinois
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.

  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Lends in Illinois
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.

  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • Lends in Illinois
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Lends in Illinois
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • National Bank of St. Anne
  • 158 W Station Street, Saint Anne, IL, 60964
  • Lends in Illinois
  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective

  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • Lends in Illinois
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center.
    The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Illinois
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • Lends in Illinois
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.