Vacant Land lenders in Champaign, Illinois [2025with AI]

The average price for an acre of land in IL is $32,375 the LTV for undeveloped land is between 16.74% to 54.69%, and estimated LTV for on loan for already developed land in Illinois is anywhere between 36.39% and 75.48%

The actual value and loan LTV of any land depends on its location, size, topography, zoning, and any entitlement that has been done to the land.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of Champaign, IL

The magic land loan calculator

To ensure all of your hard money lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates today to fund any kind of vacant land or land plus constuction in IL.

Land loans and land value

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan loan without the need to see your social security number or any sensitive financial information.

Construction loans and blanket loans are part and parcel of vacant land lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additionl property as securiity (blanket loan).

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Land loans in Champaign, IL could best be arrange by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 61822, 61820, 61821, 61824, 61825, 61826.

(847) 658-4535 140 miles Lender's profile and map Reviews Algonquin State Bank 2400 Huntington Drive N., Algonquin, IL, 60102 Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
(847) 550-7300 144 miles Lender's profile and map Reviews Dovenmuehle Mortgage, Inc. 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047 Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
3148852262 151 miles Lender's profile and map Reviews Nathan Capital Group PO Box 19743, Saint Louis, MO, 63109 Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
9105244777 154 miles Lender's profile and map Reviews Lankford Capital 12747 Olive Blvd, Saint Louis, MO, 63141 At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
(309) 584-4146 155 miles Lender's profile and map Reviews Farmers-Merchants Bank of Illinois 101 W Main St, Joy, IL, 61260 Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
(618) 826-5038 171 miles Lender's profile and map Reviews Chester National Bank 1112 State St., Chester, IL, 62233 Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
(636) 745-2888 173 miles Lender's profile and map Reviews American Bank of Missouri 690 North Service Road West, Wright City, MO, 63390 We are a full service community bank specializing in SBA, Commercial & Real Estate Loans as well as Treasury Management & we offer a full range of deposit related services. We currently serve the St. Louis area & St. Charles, Warren & Montgomery Counties. We strive to provide you with the best banking experience possible.
5025502805 195 miles Lender's profile and map Reviews Kairos Equities 1941 Bishop Ln, Louisville, KY, 40218 Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.