Land loan Champaign, Illinois [2025with AI]

Explore and compare offerings among 245 land loan lenders serving in Champaign, IL.

The typical price for an acre in IL is $32,375. The LTV for undeveloped land is between 16.74% and 54.69%, while for loans on developed land in ILName, the estimated LTV spans from 36.39% to 75.48%.

The actual value and loan-to-value ratio of any land depend on its location, size, topography, zoning, and any applicable entitlements.

Find out about your land loan options and current rates by contacting the best land loan lender in Champaign, IL.

The comprehensive land loan calculator

Powered by Lendersa® AI technology, all of your hard money lending needs are efficiently met by instantly matching your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land plus construction in IL.

Understanding land loans and their value

Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for your land loan without needing to disclose your social security number or other sensitive financial details.

Construction and blanket loans are essential in the realm of vacant land lending; by offering additional property as collateral (blanket loan), you might qualify for up to 100% LTV (Loan to Value) financing.

Interested in nearby hard money lending?

Finding a private investor through a local hard money broker significantly improves your chances of securing a loan. Land loans in Champaign, IL are best arranged by local lenders who are familiar with the area. Proximity between the investor and the property enhances approval likelihood and quickens the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 61822, 61820, 61821, 61824, 61825, 61826.

(847) 658-4535 Lender's profile and map Reviews Algonquin State Bank 2400 Huntington Drive N., Algonquin, IL, 60102 Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
(847) 550-7300 Lender's profile and map Reviews Dovenmuehle Mortgage, Inc. 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047 Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
3148852262 Lender's profile and map Reviews Nathan Capital Group PO Box 19743, Saint Louis, MO, 63109 Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
9105244777 Lender's profile and map Reviews Lankford Capital 12747 Olive Blvd, Saint Louis, MO, 63141 At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
(309) 584-4146 Lender's profile and map Reviews Farmers-Merchants Bank of Illinois 101 W Main St, Joy, IL, 61260 Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
(618) 826-5038 Lender's profile and map Reviews Chester National Bank 1112 State St., Chester, IL, 62233 Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
(636) 745-2888 Lender's profile and map Reviews American Bank of Missouri 690 North Service Road West, Wright City, MO, 63390 We are a full service community bank specializing in SBA, Commercial & Real Estate Loans as well as Treasury Management & we offer a full range of deposit related services. We currently serve the St. Louis area & St. Charles, Warren & Montgomery Counties. We strive to provide you with the best banking experience possible.
5025502805 Lender's profile and map Reviews Kairos Equities 1941 Bishop Ln, Louisville, KY, 40218 Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.