Vacant Land Loan Lenders Champaign, IL AI search of 2026!

Explore and compare offerings among 261 land loan lenders serving in Champaign, IL.

The typical price for an acre in IL is $32,375. The LTV for undeveloped land is between 16.74% and 54.69%, while for loans on developed land in ILName, the estimated LTV spans from 36.39% to 75.48%.

The actual value and loan-to-value ratio of any land depend on its location, size, topography, zoning, and any applicable entitlements.

Find out about your land loan options and current rates by contacting the best land loan lender in Champaign, IL.

Review offers from 100 lenders

The comprehensive land loan calculator

Powered by Lendersa® AI technology, all of your hard money lending needs are efficiently met by instantly matching your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land plus construction in IL.

Understanding land loans and their value

Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for your land loan without needing to disclose your social security number or other sensitive financial details.

Construction and blanket loans are essential in the realm of vacant land lending; by offering additional property as collateral (blanket loan), you might qualify for up to 100% LTV (Loan to Value) financing.

Interested in nearby hard money lending?

Finding a private investor through a local hard money broker significantly improves your chances of securing a loan. Land loans in Champaign, IL are best arranged by local lenders who are familiar with the area. Proximity between the investor and the property enhances approval likelihood and quickens the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 61822, 61820, 61821, 61824, 61825, 61826.



  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Lends in Illinois
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Illinois
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in Illinois
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Lends in Illinois
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • Lends in Illinois
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi
  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Lends in Illinois
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • Lends in Illinois
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • Lends in Illinois
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri