Land loan lenders in Chicago, Illinois [2025with AI]

The typical cost for an acre in IL is $51,687. LTV ratios for undeveloped land range from 17.79% to 66.44%, while for loans on developed land in ILName, the estimated LTV can be between 37.22% and 76.36%.

The real value and LTV of a piece of land depend on its location, size, topography, zoning, and any entitlements it has.

To find out more about your land loan options and the rates available, contact the top land loan lender in Chicago, IL.

The advanced land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are met by promptly matching your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance various types of vacant land or land with construction in IL.

Understanding land loans and values

Avoid unnecessary inquiries to protect your credit score. Preapproval for your land loan is available without needing your social security number or sensitive financial information.

Construction and blanket loans are crucial for vacant land financing; by pledging additional property as security (blanket loan), you may qualify for up to 100% LTV (Loan to Value) financing.

Searching for hard money lending nearby?

Locating a private investor through a local hard money broker significantly improves your chances of getting a loan. Land loans in Chicago, IL are best arranged by local lenders familiar with the area. A shorter distance between the investor and the property boosts approval odds and speeds up the funding process.

Make use of the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 60018, 60649, 60641, 60640, 60643, 60642, 60645, 60644, 60647, 60646, 60616, 60617, 60614, 60615, 60612, 60613, 60610, 60611, 60618, 60619, 60827, 60638, 60639, 60634, 60636, 60637, 60630, 60631, 60632, 60633, 60605, 60604, 60607, 60606, 60601, 60603, 60602, 60609, 60608, 60106, 60661, 60660, 60659, 60652, 60653, 60651, 60656, 60657, 60654, 60655, 60623, 60622, 60621, 60620, 60626, 60625, 60624, 60629, 60628, 60707, 60499, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60694, 60695, 60696, 60699.

5025502805 Lender's profile and map Reviews Kairos Equities 1941 Bishop Ln, Louisville, KY, 40218 Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
(618) 826-5038 Lender's profile and map Reviews Chester National Bank 1112 State St., Chester, IL, 62233 Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
(612) 386-5306 Lender's profile and map Reviews Steven Brand 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125 As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
(773) 895-7340 Lender's profile and map Reviews KPT Mortgage Advisors LLC 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116 Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
913 709 9428 Lender's profile and map Reviews RFS Funding 8001 Conser, Suite 210, Overland Park, KS, 66204 Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
4125514976 Lender's profile and map Reviews Defeo Capital Consulting LLC 1251 Gallupe Dr, Pittsburgh, PA, 15226 We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
(559) 224-0348 Lender's profile and map Reviews PNC Bank The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222 Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
4088212250 Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202