Lenders using AI on vacant land in Geneva, IL 2026!

Explore and compare among 261 land loan lenders available in Geneva, IL.

The average cost for an acre of land in IL is $67,643. For undeveloped land, the loan-to-value (LTV) ratio ranges from 18.65% to 76.15%, while for developed land, it is estimated to fall between 37.90% and 77.08%.

The true value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan options and rates by contacting the leading land loan lender in Geneva, IL.

Review offers from 100 lenders

The Magic Land Loan Calculator

Utilizing Lendersa® AI technology, your loan request instantly connects with hundreds of direct hard money lenders, fulfilling all your lending demands. Discover the best land loan rates today to finance any vacant land or land with construction in IL.

Understanding Land Loans and Value

Avoid unnecessary credit inquiries to maintain your score. Get preapproved for your land loan without revealing your social security number or other sensitive financial information.

Blanket loans and construction loans are essential to vacant land lending; qualifying for 100% LTV financing may require pledging additional property as collateral (blanket loan).

Seeking Hard Money Lending Nearby?

By locating a private investor through a local hard money broker, you greatly enhance your chances of obtaining a loan. Local lenders familiar with Geneva, IL's area are often best positioned to arrange land loans. Proximity between the investor and the property boosts approval odds and expedites funding.

Employ the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 60134.



  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Lends in Illinois
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Illinois
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • Lends in Illinois
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • Lends in Illinois
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
  • National Bank of St. Anne
  • 158 W Station Street, Saint Anne, IL, 60964
  • Lends in Illinois
  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • Lends in Illinois
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • Lends in Illinois
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • Lends in Illinois
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.