Vacant Land Loan Lenders Rockford, IL AI search of 2026!

Research and compare among 261 land loan lenders offering services in Rockford, IL.

In IL, the typical cost for an acre of land is $18,332. The LTV for undeveloped land can vary from 15.99% to 46.15%, while the estimated LTV for loans on developed land in ILName is anywhere between 35.79% and 74.84%.

The actual value and loan-to-value ratio of any land depend on factors like location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and available rates by contacting the leading land loan lender in Rockford, IL.

Review offers from 100 lenders

The innovative land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are quickly met by matching your loan request with numerous direct hard money lenders. Discover the best land loan rates today to fund any kind of vacant land or land plus construction in IL.

Understanding land loans and value

Avoiding unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land financing; you may qualify for up to 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Interested in hard money lending nearby?

Locating a private investor through a local hard money broker significantly boosts your chances of securing a loan. In Rockford, IL, land loans are best arranged by local lenders who are familiar with the neighborhood. A shorter distance between the investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 61114, 61109, 61108, 61104, 61107, 61101, 61103, 61102, 61105, 61106, 61110, 61125, 61126.



  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Lends in Illinois
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in Illinois
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Lends in Illinois
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Illinois
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Chester National Bank
  • 1112 State St., Chester, IL, 62233
  • Lends in Illinois
  • Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • Lends in Illinois
  • Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Lends in Illinois
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Illinois
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in Illinois
  • We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi