Vacant Land Loan Lenders Machesney-Park, IL AI search of 2025!

Review and compare offerings among 253 land loan lenders operating in Machesney-Park, IL.

In IL, the average cost per acre is $24,130. The loan-to-value (LTV) for undeveloped land ranges from 16.30% to 49.68%, while for developed property loans, it is estimated to be between 36.03% and 75.10%.

The real value and loan LTV for land are influenced by its location, size, topography, zoning, and any entitlements applied to it.

Explore your land loan options and discover rates by reaching out to the leading land loan lender in Machesney-Park, IL.

Review offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® employs AI technology to promptly link your loan request with hundreds of direct hard money lenders, ensuring all your needs are met. Discover today's best land loan rates for funding any type of vacant land or land with construction in IL.

Understanding Land Loans and Their Value

Reduce unnecessary inquiries to maintain your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Both construction and blanket loans are essential for vacant land financing; you could qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

Locating a private investor through a local hard money broker significantly increases your chances of securing a loan. Arranging land loans in Machesney-Park, IL is best handled by local lenders familiar with the area. Proximity between the investor and the property enhances approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 61115.



  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
  • Chester National Bank
  • 1112 State St., Chester, IL, 62233
  • Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.