Lenders using AI on vacant land in Wheaton, IL 2026!

Survey and compare among 261 land loan lenders active in Wheaton, IL.

The average cost for an acre in IL is $71,417. The LTV for undeveloped plots ranges from 18.85% to 78.44%, while the estimated LTV for developed land loans in ILName falls between 38.06% and 77.26%.

The true worth and loan-to-value ratio of any land are influenced by aspects such as location, size, topography, zoning, and any applied entitlements.

Discover your land loan options and check competitive rates by contacting the top land loan lender in Wheaton, IL.

Explore loan offers from 100 lenders

The impressive land loan calculator

To ensure all your hard money lending needs are addressed, Lendersa® AI technology efficiently matches your loan request with a wide range of direct hard money lenders. Explore competitive land loan rates today to finance any form of vacant land or land plus construction in IL.

Understanding land loans and valuation

Reducing unnecessary inquiries will help keep your credit score healthy. Get pre-approved for your land loan without needing to share your social security number or any sensitive financial data.

Within the scope of vacant land lending, both construction and blanket loans are crucial; you might qualify for complete LTV financing by pledging additional property as security (blanket loan).

Interested in local hard money lending?

When you find a private investor through a hard money broker nearby, your chances of receiving a loan increase significantly. Land loans in Wheaton, IL are best managed by local lenders who understand the neighborhood well. A shorter distance between the investor and the property improves approval likelihood and accelerates the funding process.

Use the Lendersa® land loan calculator to search for vacant land loan lenders in the zip codes 60187, 60189.


  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Lends in Illinois
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Lends in Illinois
  • Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Illinois
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Illinois
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Lends in Illinois
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Lends in Illinois
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • Lewis Commercial Services llc dba Michael Lewis Group
  • P.O. Box 1068, DINGMANS FERRY, PA, 18328
  • Lends in Illinois
  • The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
  • Bluebird Lending
  • 29 Bala Avenue, Bala Cynwyd, PA, 19004
  • Lends in Illinois
  • Unlock real estate potential with Bluebird Lending, the leading business purpose lender for residential investors. We offer a blend of competitive rates, high leverage, and dedicated service, supporting developers, builders, and investors in acquiring, enhancing, and refinancing 1-4 family properties. Partner with us to transform your investment vi
  • Damen Capital Fund
  • 8 The Green, Dover, DE, 19901
  • Lends in Illinois
  • ### Vacant Land Financing with Damen Capital Fund #### Expertise-Driven Leadership Damen Capital Fund is a direct lender specializing in 7 day closings on vacant land. #### Personalized Approach We prioritize tailor-made solutions to meet unique investor needs. ### Join Us Experience insightful guidance and secure your financial futu