Land loan lenders for Carol-Stream, IL AI 2026!

Explore and assess between 261 land loan lenders operating in Carol-Stream, IL.

The typical cost for an acre of land in IL is $49,550. The loan-to-value (LTV) ratio for raw land ranges from 17.67% to 65.14%, while the projected LTV for developed land in ILName falls between 37.12% and 76.26%.

The real valuation and LTV of any land are contingent upon its location, dimensions, terrain, zoning regulations, and any entitlements obtained.

Discover the land loan options and interest rates available to you by consulting the leading land loan lender in Carol-Stream, IL.

Compare offers from 100 lenders

The magic land loan calculator

With Lendersa® AI technology, your loan request can be immediately matched with numerous direct hard money lenders to meet all your hard money lending needs. Today, you can discover exceptional land loan rates for financing any type of vacant land or including construction in IL.

Land loans and land value

Unnecessary inquiries can lower your credit score. Attain preapproval for your land loan without disclosing your social security number or any other sensitive financial details.

Construction loans and blanket loans are essential components of vacant land lending; you may qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Is there hard money lending near you?

If you find a private investor through a local hard money broker, your chances of obtaining a loan greatly increase. In Carol-Stream, IL, land loans are best managed by local lenders who are knowledgeable about the area. Closer proximity between the investor and property often boosts loan approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 60188, 60116, 60128, 60197, 60199.



  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • Lends in Illinois
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Lends in Illinois
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Lends in Illinois
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Illinois
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Dovenmuehle Mortgage, Inc.
  • 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047
  • Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
  • INSIGNIA Financial Services, LLC
  • 1020 Milwaukee Ave, Suite 230, Deerfield, IL, 60015
  • Lends in Illinois
  • INSIGNIA Financial Services, LLC, led by John Morelli, excels in crafting personalized financing solutions. With a vast network spanning agency lenders to private lenders, our offerings cater to every need within the risk spectrum. Partner with us and unlock unparalleled financial expertise and diverse capital sources to fuel your growth. Contact u
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • Lends in Illinois
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Lends in Illinois
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Illinois
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat
  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115
  • Lends in Illinois
  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • Lends in Illinois
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • Lends in Illinois
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.