Land loan lenders for Wheeling, IL AI 2026!

Choose from and compare 261 land loan lenders available in Wheeling, IL.

In IL, the average cost per acre of land is $39,798. The loan-to-value (LTV) for undeveloped land falls between 17.14% and 59.21%. For loans on developed land in ILName, the estimated LTV ranges from 36.71% to 75.81%.

The real value and loan LTV of land are influenced by its location, size, topography, zoning, and any entitlements it may have received.

Explore your land loan options and check land loan rates by reaching out to the leading land loan lender in Wheeling, IL.

Compare loan offers from 100 lenders

The magic land loan calculator

With Lendersa® AI technology, your hard money lending requirements are seamlessly aligned with a multitude of direct lenders. You can now discover the most competitive land loan rates today to finance any type of vacant plot or land plus construction in IL.

Land loans and land value

Reducing unnecessary inquiries helps lower the impact on your credit score. Get preapproved for your land loan without requiring your social security number or any sensitive financial information.

Construction and blanket loans are key components of vacant land lending; you may be eligible for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as security (blanket loan).

Hard money lending near you?

Finding a private investor through a local hard money broker considerably enhances your chances of receiving a loan. The best land loans in Wheeling, IL are often managed by local lenders who know the area well. Proximity between the hard money lender and the property improves the likelihood of loan approval and accelerates funding.

Utilize the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 60090, 60078.



  • INSIGNIA Financial Services, LLC
  • 1020 Milwaukee Ave, Suite 230, Deerfield, IL, 60015
  • Lends in Illinois
  • INSIGNIA Financial Services, LLC, led by John Morelli, excels in crafting personalized financing solutions. With a vast network spanning agency lenders to private lenders, our offerings cater to every need within the risk spectrum. Partner with us and unlock unparalleled financial expertise and diverse capital sources to fuel your growth. Contact u
  • Dovenmuehle Mortgage, Inc.
  • 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047
  • Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Lends in Illinois
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • Lends in Illinois
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • Lends in Illinois
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Lends in Illinois
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Lends in Illinois
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Illinois
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat