Lenders using AI on vacant land in Zion, IL 2025!

Browse and compare offers from 245 land loan lenders available in Zion, IL.

In IL, the average cost for an acre of land is $24,802. The loan-to-value (LTV) ratio for undeveloped land varies from 16.34% to 50.09%, while for developed properties, it is estimated between 36.06% and 75.13%.

The true value and loan LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements previously assigned.

Learn about your land loan options and rates by contacting the leading land loan lender in Zion, IL.

Review offers from 100 lenders

The Magic Land Loan Calculator

Using Lendersa® AI technology, your loan request is promptly matched with hundreds of direct hard money lenders to address all your needs. Discover the best land loan rates today, perfect for financing any kind of vacant land or land with construction in IL.

Land Loan and Value Considerations

Minimizing unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without the need for your social security number or sensitive financial info.

Blanket and construction loans are fundamental aspects of vacant land financing. You may qualify for 100% LTV by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Identifying a private investor through a local hard money broker greatly increases your chances for loan approval. In Zion, IL, arranging land loans through local lenders familiar with the community is often most effective. Proximity between the investor and the property enhances approval prospects and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 60099.



  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • PrideCo Loans Inc.
  • 1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
  • PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
  • Diversified Financing solutions
  • 16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
  • Discover the future of real estate investment with Diversified Financing Solutions. Whether you're a novice or a seasoned pro, our expert team delivers tailored loan solutions, ensuring quick closings and competitive rates. From DSCR loans to fix and flip financing, we support your goals every step of the way. Join us to boost your portfolio seamle
  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • Private Lending Co Inc.
  • 5002 Strohm ave, North Hollywood, CA, 91601