Vacant Land Loan Lenders Zion, IL AI search of 2026!

Browse and compare offers from 261 land loan lenders available in Zion, IL.

In IL, the average cost for an acre of land is $24,802. The loan-to-value (LTV) ratio for undeveloped land varies from 16.34% to 50.09%, while for developed properties, it is estimated between 36.06% and 75.13%.

The true value and loan LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements previously assigned.

Learn about your land loan options and rates by contacting the leading land loan lender in Zion, IL.

Review offers from 100 lenders

The Magic Land Loan Calculator

Using Lendersa® AI technology, your loan request is promptly matched with hundreds of direct hard money lenders to address all your needs. Discover the best land loan rates today, perfect for financing any kind of vacant land or land with construction in IL.

Land Loan and Value Considerations

Minimizing unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without the need for your social security number or sensitive financial info.

Blanket and construction loans are fundamental aspects of vacant land financing. You may qualify for 100% LTV by pledging additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Identifying a private investor through a local hard money broker greatly increases your chances for loan approval. In Zion, IL, arranging land loans through local lenders familiar with the community is often most effective. Proximity between the investor and the property enhances approval prospects and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 60099.



  • KP RE Capital Group
  • 300 S EL Camino Real, San Clemente, CA, 92672
  • Lends in Illinois
  • Discover KP RE Capital Group, spearheaded by industry leader Philip Doyle. Specializing in real estate investment strategies, KP RE Capital Group excels in providing personalized solutions to maximize property portfolio performance. With a commitment to transparency and client success, they navigate the complexities of real estate with expertise an
  • Complete Lending
  • 9920 Pacific Heights Blvd, San Diego, CA, 92121
  • Lends in Illinois
  • Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
  • Complete Lending
  • 9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
  • Lends in Illinois
  • At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Lends in Illinois
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Lends in Illinois
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Lends in Illinois
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • Lends in Illinois
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Lends in Illinois
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • The Home Loans Company
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • Lends in Illinois
  • The Home Loans Co, based in Anaheim, is your trusted partner for mortgage solutions in California. Specializing in a range of services including residential and commercial property loans, refinancing, and home equity options, we're committed to guiding you through your homeownership journey. Whether you're a first-time buyer or a seasoned investor,
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in Illinois
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Lends in Illinois
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.