Land loan lenders in Richmond, Indiana [2026with AI]

In IN, an acre of land is generally priced at $17,588. The LTV for undeveloped land typically ranges from 15.95% to 45.70%, while for loans on developed land in INName, the estimated LTV varies from 35.75% to 74.80%.

The actual value and loan-to-value ratio (LTV) of any land are determined by its location, size, topography, zoning, and any entitlements it holds.

Uncover your land loan options and interest rates by reaching out to the top land loan provider in Richmond, IN.

The exceptional land loan calculator

Lendersa® AI technology will quickly pair your loan request with hundreds of direct hard money lenders to cover all your hard money lending needs. Discover the most competitive land loan rates today to finance any vacant land or land plus construction in IN.

Land Loans and Their Effect on Value

Minimizing unnecessary inquiries can protect your credit score. Get preapproved for your land loan without revealing your social security number or any sensitive financial information.

In vacant land lending, construction loans and blanket loans are vital; you might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Nearby?

Locating a private investor through a local hard money broker can significantly enhance your loan approval chances. Local lenders familiar with Richmond, IN are best positioned to arrange land loans. Shortening the distance between the hard money investor and the property boosts loan approval odds and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 47374.

Richmond Land Loan Lenders
(765) 962-2581 Lender's profile and map First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 Lends in Indiana First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(317) 261-9000 Lender's profile and map The National Bank of Indianapolis 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204 Lends in Indiana The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.
(317) 852-2268 Lender's profile and map Hendricks County Bank and Trust Company 1 East Main Street, Brownsburg, IN, 46112 Lends in Indiana Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
(317) 831-0110 Lender's profile and map Citizens Bank 33 N Indiana St, Mooresville, IN, 46158 Lends in Indiana Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
(260) 897-3361 Lender's profile and map Community State Bank (Avilla, IN) 802 E Albion St, Avilla, IN, 46710 Lends in Indiana Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.
(765) 497-3328 Lender's profile and map Purdue Federal Credit Union 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909 Lends in Indiana Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.
(833) 372-4968 Lender's profile and map First Savings Bank 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129 Lends in Indiana First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
Also lends in Indiana
(513) 726-6471 Lender's profile and map Somerville Bank 197 South Main, Somerville, OH, 45064 Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(513) 613-4834 Lender's profile and map Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
6149487168 Lender's profile and map Capital City Funding 1581 N High St, Columbus, OH, 43207 At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,