Lenders using AI on vacant land in Lawrence, KS 2025!

Browse and compare offerings from 215 land loan lenders in Lawrence, KS.

The average cost for an acre of land in KS is $39,103. For undeveloped land, the loan-to-value ratio (LTV) ranges between 17.11% and 58.79%, while the estimated LTV for developed land in KSName spans from 36.68% to 75.78%.

The actual value and loan LTV of land depends on its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and rates by reaching out to the most prominent land loan lender in Lawrence, KS.

Review offers from 100 lenders

The extraordinary land loan calculator

Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders, ensuring all your hard money lending needs are catered to. Discover the best land loan rates available today to finance any type of vacant land or land with construction in KS.

Land loans and evaluating land value

Reducing unnecessary inquiries can help keep your credit score intact. Gain preapproval for your land loan without needing to provide your social security number or sensitive financial data.

Blanket loans and construction loans are essential aspects of lending for vacant land; you may qualify for 100% LTV (Loan to Value) by offering additional property as security (blanket loan).

Is hard money lending accessible nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. Land loans in Lawrence, KS are often best managed by local lenders who are familiar with the area. Close proximity between the hard money investor and the property typically increases the odds of loan approval and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 66045, 66044, 66047, 66046, 66049.



  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
  • Metropolitan Mortgage Corporation
  • 7381 West 133rd Street #200, Overland Park, KS, 66213
  • Welcome to Metropolitan Mortgage Corporation, your trusted mortgage lender serving Overland Park, KS, and surrounding areas. Our portfolio of loan products includes Conventional, Jumbo, FHA, VA, USDA, and renovation loans, ensuring that we have the perfect financing solution for every situation. With a commitment to customer satisfaction, we have p
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
  • Capitol Federal Savings Bank
  • 8781 N. Ambassador Drive, Kansas City, MO, 64154
  • For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow. CapFed® employees are True Blue and take pride in their work
  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
  • New Century Bank
  • 1211 28th Street, Belleville, KS, 66935
  • New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.