Land loan lenders for Louisville, KY AI 2026!

Explore and compare offers from 276 land loan lenders serving Louisville, KY.

The average price for an acre of land in KY is $31,730. The loan-to-value (LTV) for undeveloped land ranges from 16.71% to 54.30%. For loans on developed land in KYName, the estimated LTV is between 36.36% and 75.45%.

The actual value and LTV of a land loan depend on factors like its location, size, topographical features, zoning regulations, and any existing entitlements.

Discover your land loan options and competitive rates by getting in touch with the leading land loan lender in Louisville, KY.

Browse offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology swiftly connects your loan request with hundreds of direct hard money lenders to meet all your lending needs. Discover the best land loan rates today to finance various types of vacant land or land plus construction in KY.

Understanding Land Loans and Their Value

Reducing unnecessary inquiries helps protect your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial data.

Construction loans and blanket loans are integral to vacant land lending. You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Interested in Local Hard Money Lending?

Your chances of securing a loan dramatically improve when you find a private investor through a local hard money broker. Land loans in Louisville, KY are ideally managed by local lenders familiar with the area. Proximity between the investor and the property boosts loan approval chances and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 40177.



Louisville Land Loan Lenders

  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Lends in Kentucky
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.

  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • Lends in Kentucky
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.

  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • Lends in Kentucky
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.

  • Farm Credit Mid-America
  • 12501 Lakefront Pl, Jeffersontown, KY, 40299
  • Lends in Kentucky
  • At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.

  • Rural 1st
  • 12501 Lakefront Place, Louisville, KY, 40299
  • Lends in Kentucky
  • Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.

  • Stock Yards Bank & Trust
  • 1040 E Main St, Louisville, KY, 40206
  • Lends in Kentucky
  • Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.

  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • Lends in Kentucky
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.

    This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.

  • Century Bank of Kentucky, Inc.
  • 201 West Woodford Street, Lawrenceburg, KY, 40342
  • Lends in Kentucky
  • Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.

  • Bedford Loan & Deposit Bank
  • 45 Highway 42 East, Bedford, KY, 40006
  • Lends in Kentucky
  • Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.

  • First Federal Savings Bank of Kentucky
  • 216 W Main St, Frankfort, KY, 40601
  • Lends in Kentucky
  • On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.