Land loan lenders for Lawrence, MA AI 2026!

Choose and evaluate from among 253 lenders offering land loans in Lawrence, MA.

In MA, the average cost of one acre of land is $54,090. The loan-to-value ratio (LTV) for undeveloped land typically ranges between 17.92% and 67.90%, whereas for developed land in MAName, it is usually between 37.32% and 76.47%.

The true value and LTV for any piece of land rely on factors such as its placement, dimensions, topographical features, zoning statutes, and any entitlements the land may have received.

Discover various land loan possibilities along with competitive rates by reaching out to the leading land loan lender within Lawrence, MA.

Explore loan deals from 100 lenders

The magic land loan calculator

Lendersa®'s AI technology quickly connects your loan application with numerous direct hard money lenders, ensuring all your hard money lending needs are addressed. You can start finding the most favorable land loan rates now to finance any variety of vacant land or land with construction in MA.

Land loans and land value

Minimizing unnecessary inquiries helps maintain your credit score. Gain preapproval for your land loan without having to provide your social security number or any sensitive financial details.

Blanket loans and construction loans are integral to vacant land lending; you might qualify for 100% LTV (Loan to Value) financing if you pledge additional property as security (blanket loan).

Hard money lending near you?

When you work through a local hard money broker, your chances of securing a loan can increase significantly. Land loans in Lawrence, MA are best facilitated by lenders who are well-acquainted with the area. Having a short distance between the hard money lender and the property enhances approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders by zip codes 01843, 01840, 01841, 01842.



  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Lends in Massachusetts
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Lends in Massachusetts
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Southbridge Credit Union
  • 179 Main Street, Southbridge, MA, 01550
  • Lends in Massachusetts
  • SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans

  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • Lends in Massachusetts
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Lends in Massachusetts
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees

  • Florence Bank
  • 85 Main Street, Florence, MA, 01062
  • Lends in Massachusetts
  • Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.

    Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.

  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • Lends in Massachusetts
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
    We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in Massachusetts
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Lends in Massachusetts
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.