Land loan lenders for Bay-City, MI AI 2025!

Explore loan options and compare among 242 different land loan lenders available in Bay-City, MI.

In MI, the average cost for an acre of land stands at $13,400. The LTV for undeveloped land typically spans from 15.72% to 43.15%, whereas for developed land in MI, the expected LTV might range from 35.57% to 74.61%.

The true value and loan LTV of a tract of land depend on its location, dimensions, topographical features, zoning, and any entitlements it possesses.

Find your land loan alternatives and compare land loan rates by getting in touch with a top land loan lender in Bay-City, MI.

Explore loan options from 100 lenders

The Innovative Land Loan Calculator

Lendersa® AI technology rapidly matches your loan request with hundreds of direct hard money lenders, fulfilling your lending needs efficiently. You can explore current land loan rates to fund any type of vacant land or land plus construction projects in MI.

Land Loans and Their Value

By avoiding needless inquiries, you can maintain your credit score. Secure a land loan preapproval without the necessity of disclosing your social security number or any sensitive financial data.

Construction loans and blanket loans are integral to vacant land lending; you could be eligible for 100% LTV (Loan to Value) financing if you agree to pledge additional property as collateral (blanket loan).

Local Hard Money Lending Options

Teaming up with a local hard money broker to find a private investor boosts your chances of securing a loan. Land loans in Bay-City, MI are best managed by local lenders familiar with the neighborhood dynamics. Having the hard money investor close to the property enhances your chances of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 48706, 48708.



  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.